Personal loans in Lyon, MS
Lyon, Mississippi — home to about 270 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. Pull your credit reports and line up at least three offers before you apply from Lyon.
At about 270 residents, Lyon is larger than roughly 16% of the places in Mississippi. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lyon's 270 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 7.8%. The nearest larger city is Clarksdale, MS about 2 miles away.
Borrowing in Lyon: the local picture
Two layers matter for a Lyon borrower: the local population picture and Mississippi's consumer-lending statutes.
- Population: a Census-estimated 270, 251st among Mississippi's 299 places (Vintage 2023).
- Population trend: Down about 7.8% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 23 residents.
- Size percentile: about 16% of Mississippi communities are smaller than Lyon (270 residents).
- Population density: about 560 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Lyon ranks 280th among Mississippi's 299 places, at 0.5 sq mi.
- Within Mississippi: about 0.0% of the state's population lives in Lyon.
- National rank: Lyon sits 15,488th by population among the 19,457 places in this dataset.
- Growth in Mississippi: Lyon stands 281st by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Lyon moved 7.8%.
- Density in Mississippi: Lyon ranks 106th by people per square mile.
- Density in context: Lyon's 560 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 34.2169, -90.5432 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarksdale (2 mi); Jonestown (9 mi); Friars Point (12 mi); Lambert (15 mi); Tutwiler (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Coahoma (10 mi); Alligator (14 mi); Lula (17 mi), each with its own Census population profile.
- Smaller places within 50 miles: 21 of them.
- Within 100 miles: 200 places are larger than Lyon.
Lyon's place among Mississippi's 299 places
Against Mississippi's other places, Lyon accounts for about 0.0% of the state's population and ranks 251st of 299 by size. Its 2020-to-2023 change ranks 281st of 299 Mississippi places, putting it near the 6th percentile for growth. At about 560 people per square mile, Lyon is the 106th most densely settled place in Mississippi. In land area, Lyon ranks 280th among Mississippi's 299 places.
Mississippi consumer-lending rules applied in Lyon
These are Mississippi's sourced lending facts as they reach Lyon's 270 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
What a Lyon borrower is actually offered
Lyon is a small community of about 270 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Lyon can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lyon loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Lyon
Lyon's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 560 people per square mile. The largest place in Mississippi, Jackson, lies about 133 miles away. A 50-mile radius around Lyon takes in 41 places that are larger. By land area it ranks 280th of 299 Mississippi places.
Getting a loan in Lyon
With about 560 residents per square mile, Lyon is moderately settled, and 41 larger Census places sit within 50 miles. What is available to Lyon's 270 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clarksdale, MS about 2 miles away.
Common questions
What are my options in Lyon if my credit is poor?
What loan size can I expect in Lyon?
Do I have to pledge anything to borrow in Lyon?
Does comparing loans in Lyon cost me credit score points?
Nearby places
- Clarksdale, MS — population 13,850
- Jonestown, MS — population 902
- Coahoma, MS — population 219
- Friars Point, MS — population 840
- Alligator, MS — population 107
- Tutwiler, MS — population 2,418
- Lula, MS — population 190
- Lambert, MS — population 1,134