Personal loans in Friars Point, MS
The roughly 840 people who live in Friars Point borrow under Mississippi rules; city hall sets no personal-loan rate. Which products a lender may offer to Friars Point's 840 residents follows from the Mississippi consumer-lending framework.
Friars Point ranks 167th of 299 places in Mississippi, with a population near 840. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Friars Point loan. Population in Friars Point dropped about 6.6% over the three years from 2020 to 2023. For a bigger market, look to Jonestown, MS about 11 miles away.
The Friars Point data picture
Friars Point is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 840, ranked 167th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 6.6% across the 2020-to-2023 comparison.
- People gained or lost: about 59 fewer since the 2020 base.
- Size percentile: with 840 residents, Friars Point is larger than about 44% of Mississippi's Census places.
- Density: roughly 764 residents per square mile, spread over 1.1 sq mi of land.
- By land area: Friars Point ranks 226th among Mississippi's 299 places, at 1.1 sq mi.
- Water area rank: Friars Point ranks 99th among Mississippi's 299 places, with 0.02 sq mi.
- Share of Mississippi: Friars Point holds about 0.1% of the state's population, some 840 people.
- National rank: Friars Point is the 10,974th most populous of the 19,457 Census places covered here.
- Growth rank: Friars Point's 2020-to-2023 change ranks 256th of 299 places in Mississippi.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Friars Point's 6.6%.
- Density rank: Friars Point places 69th among Mississippi's places by people per square mile.
- Density vs Mississippi: Friars Point's 764 people per square mile compare with a state median of 434.
- Location: mapped by the US Census Bureau at 34.3666, -90.6370.
- Nearest larger cities: Jonestown (11 mi); Helena-West Helena (11 mi); Clarksdale (13 mi); Marks (22 mi); Lambert (23 mi). Living near a larger metro rarely changes what is available in Friars Point.
- Nearest smaller towns: Coahoma (7 mi); Lake View (11 mi); Lula (11 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 46 smaller Census places.
- At 100 miles: 124 larger Census places fall inside that radius.
How lenders reach Friars Point
Friars Point is moderately settled, with about 764 people per square mile and 27 larger places within 50 miles. What is available to Friars Point's 840 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Jonestown, MS about 11 miles away.
Friars Point in state context
Among Mississippi's 299 places, Friars Point sits at 167th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Friars Point stands 256th among Mississippi's 299 places — roughly the 14th percentile. At about 764 people per square mile, Friars Point is the 69th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 59 residents.
Friars Point on the map
Inside Friars Point's boundaries lie roughly 1.1 square miles of land and 0.02 square miles of water. Spread across it are roughly 764 residents per square mile. The state's population centre of gravity, Jackson, is roughly 144 miles away. Friars Point has 27 larger places within a 50-mile radius. The 100-mile radius contains 124 larger places.
A pre-application checklist for Friars Point
Before you hand your details to a lender in Friars Point, where the population is near 840:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Friars Point-specific: the same Mississippi licensing and disclosure rules reach all 840 residents.
How Mississippi law applies in Friars Point
These are Mississippi's sourced lending facts as they reach Friars Point's 840 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
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Nearby places
- Coahoma, MS — population 219
- Helena-West Helena, AR — population 8,670
- Lyon, MS — population 270
- Lula, MS — population 190
- Lake View, AR — population 296
- Clarksdale, MS — population 13,850
- Jonestown, MS — population 902
- Elaine, AR — population 456