Personal loans in Friars Point, MS

The roughly 840 people who live in Friars Point borrow under Mississippi rules; city hall sets no personal-loan rate. Which products a lender may offer to Friars Point's 840 residents follows from the Mississippi consumer-lending framework.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Friars Point ranks 167th of 299 places in Mississippi, with a population near 840. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Friars Point loan. Population in Friars Point dropped about 6.6% over the three years from 2020 to 2023. For a bigger market, look to Jonestown, MS about 11 miles away.

The Friars Point data picture

Friars Point is a small community; the notes below cover its population profile and the statewide rules that apply.

How lenders reach Friars Point

Friars Point is moderately settled, with about 764 people per square mile and 27 larger places within 50 miles. What is available to Friars Point's 840 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Jonestown, MS about 11 miles away.

Friars Point in state context

Among Mississippi's 299 places, Friars Point sits at 167th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Friars Point stands 256th among Mississippi's 299 places — roughly the 14th percentile. At about 764 people per square mile, Friars Point is the 69th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 59 residents.

Friars Point on the map

Inside Friars Point's boundaries lie roughly 1.1 square miles of land and 0.02 square miles of water. Spread across it are roughly 764 residents per square mile. The state's population centre of gravity, Jackson, is roughly 144 miles away. Friars Point has 27 larger places within a 50-mile radius. The 100-mile radius contains 124 larger places.

A pre-application checklist for Friars Point

Before you hand your details to a lender in Friars Point, where the population is near 840:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Test your amount and term in the personal loan calculator first.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Verify the lender's Mississippi licence with the regulator listed on this page.
  5. Decide the purpose and how you will repay it before approaching any lender.
  6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Friars Point-specific: the same Mississippi licensing and disclosure rules reach all 840 residents.

How Mississippi law applies in Friars Point

These are Mississippi's sourced lending facts as they reach Friars Point's 840 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Friars Point if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Friars Point is the same as anywhere in Mississippi.
What loan size can I expect in Friars Point?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Friars Point?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Friars Point cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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