Personal loans in Kingston, UT

Local context for Kingston

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

• Population: the Census counts 137 residents in Kingston (Vintage 2023 subcounty estimate), the 250th-largest figure among Utah's 255 places.
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: about 2% of Utah communities are smaller than Kingston (137 residents).
• Population density: about 26 people per square mile (Census land area 5.4 sq mi).
• By land area: Kingston ranks 128th among Utah's 255 places, at 5.4 sq mi.
• Share of Utah: Kingston holds about 0.0% of the state's population, some 137 people.
• Nationally: Kingston is the 17,483rd-largest of 19,457 Census places in the dataset.
• Growth rank: Kingston's 2020-to-2023 change ranks 204th of 255 places in Utah.
• Against the state trend: Kingston's 0.0% change compares with a Utah average of +5.3% across its 255 places.
• Density rank: Kingston is the 244th most densely settled place in Utah.
• Against the state median: Kingston runs about 26 residents per square mile, where the Utah median is 705.
• Location: 38.2067, -112.1793 (Census Gazetteer coordinates).
• Nearest larger cities: Junction (3 mi); Circleville (6 mi); Marysvale (17 mi); Beaver (25 mi); Koosharem (27 mi). Lenders licensed in the state serve Kingston whether or not they keep a local branch.
• Nearest smaller towns: Antimony (13 mi); Alton (57 mi); Lynndyl (91 mi).
• Smaller places within 50 miles: 1 of them.
• At 100 miles: 80 larger Census places fall inside that radius.

The state rulebook for Kingston

Read the table as a lender's compliance picture for Kingston: the rule, the sourced figure, the publisher and the date.

Before you apply in Kingston

Before you apply in Kingston, a community of about 137, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Kingston and the rest of Utah is not the process but the borrower's own file, among the 137 people here.

Inside a Kingston personal loan

In Kingston, a small community of about 137, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Kingston's 137 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Kingston decides the split between a comfortable payment and the total interest you pay.

Where Kingston sits

Kingston's land area is roughly 5.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 26 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 178 miles. Within 50 miles of Kingston there are 31 larger Census places. Within the same 50 miles lie 1 smaller Census places.

Getting a loan in Kingston

At roughly 26 people per square mile, Kingston is sparsely settled; 31 larger places lie within 50 miles. Lenders licensed in Utah reach Kingston's 137 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Junction, UT about 3 miles away.