Personal loans in Marysvale, UT
Two households in Marysvale with comparable incomes can still be offered different rates; the city's 454 residents are not the reason. With an estimated 454 residents, Marysvale is the 201st-largest of 255 places in Utah. Judge Marysvale offers on total cost, not on how quickly the money arrives. Marysvale added about 27.5% to its population between the 2020 base and the 2023 estimate. Lenders active in Marysvale report to a Utah supervisor, identified in the sourced rows below. The nearest larger metro is Monroe, UT about 15 miles away.
Marysvale: population, trend and location
What follows is Marysvale's place in the Census record, alongside the Utah rules that govern a personal loan made here.
- Population: an estimated 454 residents, 201st of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 27.5% between 2020 and 2023.
- People gained or lost: about 98 more since the 2020 base.
- Size percentile: roughly 21% of Utah's places have fewer residents than Marysvale's 454.
- Density: the Census land area of 18.0 sq mi holds about 25 people per square mile.
- Land area: Marysvale covers 18.0 square miles, the 40th-largest area among Utah's 255 places.
- Water: Marysvale holds about 0.01 square miles, the 63rd-largest water area in Utah.
- State population share: Marysvale accounts for about 0.0% of everyone in Utah.
- National rank: Marysvale is 13,567th of 19,457 places nationwide.
- Growth rank: Marysvale ranks 6th among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Marysvale's 27.5% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Marysvale places 245th among Utah's places by people per square mile.
- Density in context: Marysvale's 25 people per square mile sit against a Utah median of 705.
- Location: 38.4366, -112.2620 (US Census Bureau Gazetteer).
- Nearest larger cities: Monroe (15 mi); Elsinore (18 mi); Circleville (19 mi); Central Valley (20 mi); Annabella (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Joseph (13 mi); Junction (14 mi); Kingston (17 mi).
- Smaller places within 50 miles: 10 of them.
- At 100 miles: 52 larger Census places fall inside that radius.
How lenders reach Marysvale
At roughly 25 people per square mile, Marysvale is sparsely settled; 19 larger places lie within 50 miles. Distance to a branch rarely matters for Marysvale's 454 residents: the application is online and the price follows your credit file. The nearest larger city, Monroe, UT about 15 miles away.
Where Marysvale sits
The Census Gazetteer records 18.0 square miles of land and 0.01 square miles of water within Marysvale. With 454 residents, the land area yields roughly 25 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 163 miles away. Counting outward 50 miles, 19 larger communities surround Marysvale. Within the same 50 miles lie 10 smaller Census places.
Marysvale against the rest of Utah
Marysvale is the 201st-largest of 255 Census places in Utah and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Marysvale stands 6th among Utah's 255 places — roughly the 98th percentile. At about 25 people per square mile, Marysvale is the 245th most densely settled place in Utah. The population moved by about 98 people between 2020 and 2023, a 27.5% shift.
The Utah lending rules that reach Marysvale
This table holds the Utah rate and licensing rules for consumer loans made to Marysvale's 454 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
The anatomy of a Marysvale personal loan
Most loans made to Marysvale's 454 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Marysvale can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Marysvale loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Marysvale if my credit is poor?
What loan size can I expect in Marysvale?
Do I have to pledge anything to borrow in Marysvale?
Does comparing loans in Marysvale cost me credit score points?
Nearby places
- Joseph, UT — population 305
- Junction, UT — population 214
- Monroe, UT — population 2,685
- Kingston, UT — population 137
- Circleville, UT — population 557
- Elsinore, UT — population 872
- Central Valley, UT — population 679
- Annabella, UT — population 877