Personal loans in Panguitch, UT

Roughly 1,797 residents live in Panguitch, the 126th-largest community in Utah. Pull your credit reports and line up at least three offers before you apply from Panguitch. A lender that serves Panguitch operates under Utah lending statutes and a Utah supervisor. The nearest larger city is Parowan, UT about 22 miles away.

What the Census records for Panguitch

Set out below is Panguitch's local context next to the state-level rules that reach every lender here.

• Population: about 1,797 people live here, which puts Panguitch 126th of 255 Census places in Utah (Vintage 2023).
• Population trend: Roughly 4.1% more residents than the 2020 Census counted.
• People gained or lost: about 70 more since the 2020 base.
• Size percentile: with 1,797 residents, Panguitch is larger than about 51% of Utah's Census places.
• Population density: about 555 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Panguitch's 3.2 square miles rank 163rd of 255 places in Utah.
• Within Utah: about 0.1% of the state's population lives in Panguitch.
• National standing: Panguitch ranks 8,016th of 19,457 US places.
• Growth rank: Panguitch ranks 128th among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Panguitch's 4.1%.
• Density rank: Panguitch is the 147th most densely settled place in Utah.
• Density in context: Panguitch's 555 people per square mile sit against a Utah median of 705.
• Location: the Census Gazetteer records it at 37.8229, -112.4342.
• Nearest larger cities: Parowan (22 mi); Beaver (33 mi); Enoch (34 mi); Cedar City (37 mi); Kanab (55 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Hatch (12 mi); Bryce Canyon City (18 mi); Paragonah (19 mi).
• Smaller places within 50 miles: 18 of them.
• Within 100 miles: 20 places are larger than Panguitch.

Utah consumer-lending rules applied in Panguitch

When Utah does not publish a figure, the row links to the source instead of inventing a number; Panguitch is bound by the same rules.

Panguitch on the map

Panguitch's land area is roughly 3.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 555 residents per square mile. The largest place in Utah, Salt Lake City, lies about 206 miles away. Panguitch has 4 larger places within a 50-mile radius. The 100-mile radius contains 20 larger places.

How personal loans work in Panguitch

Panguitch is a small community of about 1,797 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Panguitch's rank of 126th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Panguitch loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Panguitch borrowers

At roughly 555 people per square mile, Panguitch is moderately settled; 4 larger places lie within 50 miles. What is available to Panguitch's 1,797 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest larger city, Parowan, UT about 22 miles away.

Where Panguitch sits in Utah

Within Utah, Panguitch holds roughly 0.1% of all residents, the 126th-largest share among 255 places. Its 2020-to-2023 change ranks 128th of 255 Utah places, putting it near the 50th percentile for growth. Its roughly 555 residents per square mile place it 147th among Utah's places. The population moved by about 70 people between 2020 and 2023, a 4.1% shift.