Personal loans in Alton, UT
For a borrower among the roughly 118 residents of Alton, a personal loan is a tool whose cost turns on the terms, not the address. Pull your credit reports and line up at least three offers before you apply from Alton.
Alton is home to roughly 118 people and stands 253rd by size out of 255 Census places in Utah. Every figure below is Utah's own, applied to Alton's 118 residents, with the publisher and retrieval date attached. From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. Borrowers who want a bigger city can look to Glendale, UT about 8 miles away.
The Alton data picture
Alton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 118 — Alton ranks 253rd of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.8% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: Alton sits ahead of around 1% of Utah places, at 118 people.
- Population density: about 52 people per square mile (Census land area 2.3 sq mi).
- By land area: Alton ranks 182nd among Utah's 255 places, at 2.3 sq mi.
- Water area: Alton has 0.04 square miles of water, ranking 46th of 255 places in Utah.
- State population share: Alton accounts for about 0.0% of everyone in Utah.
- National rank: Alton is 17,804th of 19,457 places nationwide.
- Growth rank: Alton ranks 211th among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Alton moved 0.8%.
- Density rank: Alton places 231st among Utah's places by people per square mile.
- Density vs Utah: Alton's 52 people per square mile compare with a state median of 705.
- Location: latitude 37.4265, longitude -112.5103 (Census Gazetteer).
- Nearest larger cities: Glendale (8 mi); Orderville (14 mi); Hatch (16 mi); Bryce Canyon City (26 mi); Brian Head (26 mi). Online lenders reach Alton no matter how far the nearest branch is.
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 58 larger Census places fall inside that radius.
Steps to take before a Alton loan
For Alton's roughly 118 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Utah regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
In Alton as elsewhere in Utah, the written terms — not the advertisement — are what count for its 118 residents.
Alton in state context
Among Utah's 255 places, Alton sits at 253rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Alton stands 211th among Utah's 255 places — roughly the 17th percentile. At about 52 people per square mile, Alton is the 231st most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 1 residents.
Alton on the map
Alton covers about 2.3 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 118 residents, the land area yields roughly 52 people per square mile. The largest place in Utah, Salt Lake City, lies about 234 miles away. Alton has 26 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.
What Utah law requires in Alton
These are Utah's sourced lending facts as they reach Alton's 118 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
How personal loans work in Alton
With roughly 118 residents, Alton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Alton loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Alton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Glendale, UT — population 320
- Orderville, UT — population 591
- Hatch, UT — population 138
- Kanab, UT — population 5,240
- Panguitch, UT — population 1,797
- Brian Head, UT — population 157
- Bryce Canyon City, UT — population 337
- Fredonia, AZ — population 1,302