Personal loans in Orderville, UT
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Orderville's 591 residents. The first question in Orderville is not the rate on offer but whether the payment fits; about 591 people live here under Utah lending law. The Census estimates 591 residents in Orderville, which ranks it 184th of 255 places in Utah. Orderville lost roughly 0.8% of its population across the 2020-to-2023 comparison. For a community of about 591, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Kanab, UT about 17 miles away.
The Orderville data picture
Set out below is Orderville's local context next to the state-level rules that reach every lender here.
- Population: about 591, ranked 184th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.8% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: Orderville sits ahead of around 28% of Utah places, at 591 people.
- Density: roughly 68 residents per square mile, spread over 8.7 sq mi of land.
- By land area: Orderville ranks 79th among Utah's 255 places, at 8.7 sq mi.
- Within Utah: about 0.0% of the state's population lives in Orderville.
- National rank: Orderville is the 12,500th most populous of the 19,457 Census places covered here.
- Growth rank: Orderville's 2020-to-2023 change ranks 210th of 255 places in Utah.
- Against the state trend: Orderville's 0.8% change compares with a Utah average of +5.3% across its 255 places.
- Density in Utah: Orderville ranks 225th by people per square mile.
- Density in context: Orderville's 68 people per square mile sit against a Utah median of 705.
- Location: latitude 37.2540, longitude -112.6574 (Census Gazetteer).
- Nearest larger cities: Kanab (17 mi); Fredonia (22 mi); Hildale (25 mi); Colorado City (27 mi); Apple Valley (27 mi). Larger metros often have more branches, but online lenders reach Orderville on the same terms.
- Smaller places close by: Glendale (6 mi); Alton (14 mi); Springdale (20 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 26 larger Census places fall inside that radius.
Utah consumer-lending rules applied in Orderville
Every row below records a Utah rule, its publisher and its retrieval date — the same rules a Orderville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Orderville against the rest of Utah
Orderville is the 184th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. For population change between 2020 and 2023, Orderville ranks 210th of 255 in Utah (about the 18th percentile). Its roughly 68 residents per square mile place it 225th among Utah's places. The population moved by about 5 people between 2020 and 2023, a 0.8% shift.
Getting a loan in Orderville
With about 68 residents per square mile, Orderville is sparsely settled, and 15 larger Census places sit within 50 miles. A Utah licence lets a lender serve Orderville without a local office, so branch density does not change what its 591 residents are offered. For a larger market, the closest option is Kanab, UT about 17 miles away.
The anatomy of a Orderville personal loan
In Orderville, a small community of about 591, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Orderville's 591 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Orderville decides the split between a comfortable payment and the total interest you pay.
What to do before borrowing in Orderville
These steps shape the offer you get in Orderville, a place of about 591 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Utah regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Utah; what changes is your credit file, not the fact that Orderville holds 591 people.
Common questions
What are my options in Orderville if my credit is poor?
What loan size can I expect in Orderville?
Do I have to pledge anything to borrow in Orderville?
Does comparing loans in Orderville cost me credit score points?
Nearby places
- Glendale, UT — population 320
- Alton, UT — population 118
- Kanab, UT — population 5,240
- Fredonia, AZ — population 1,302
- Springdale, UT — population 589
- Rockville, UT — population 223
- Hildale, UT — population 1,239
- Colorado City, AZ — population 2,734