Personal loans in Rockville, UT
Rockville counts about 223 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. An estimated 223 people make their home in Rockville, a figure that ranks 236th in Utah.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Judge Rockville offers on total cost, not on how quickly the money arrives. The closest larger city is Springdale, UT about 4 miles away. Consumer lending that reaches Rockville's 223 residents is governed by Utah statute; no city ordinance changes it.
Rockville: the sourced local profile
Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.
- Population: 223 — Rockville ranks 236th of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 7% of Utah's places have fewer residents than Rockville's 223.
- Population density: about 26 people per square mile across 8.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Rockville's 8.5 square miles rank 85th of 255 places in Utah.
- State share: roughly 0.0% of Utah's residents live in Rockville (223 people).
- Nationally: Rockville is the 16,135th-largest of 19,457 Census places in the dataset.
- Growth rank: Rockville ranks 208th among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Rockville moved 0.4%.
- Density rank: Rockville is the 243rd most densely settled place in Utah.
- Density vs Utah: Rockville's 26 people per square mile compare with a state median of 705.
- Location: coordinates 37.1478, -113.0548 (US Census Bureau Gazetteer).
- Nearest larger cities: Springdale (4 mi); Apple Valley (5 mi); Virgin (9 mi); Hildale (10 mi); La Verkin (12 mi). Larger metros often have more branches, but online lenders reach Rockville on the same terms.
- Nearest smaller towns: Alton (36 mi); Brian Head (40 mi); Hatch (49 mi).
- Within a 50-mile radius: 3 smaller Census places.
- At 100 miles: 39 larger Census places fall inside that radius.
Getting a loan in Rockville
With about 26 residents per square mile, Rockville is sparsely settled, and 23 larger Census places sit within 50 miles. Whether Rockville has a local branch or not, a Utah-licensed lender can serve its 223 people online on the same terms. For a larger market, the closest option is Springdale, UT about 4 miles away.
Rockville against the rest of Utah
Set beside Utah's 255 places, Rockville ranks 236th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rockville stands 208th among Utah's 255 places — roughly the 18th percentile. Its roughly 26 residents per square mile place it 243rd among Utah's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Land, water and location for Rockville
The Census Gazetteer records about 8.5 square miles of land within Rockville, with no significant water area listed. That land carries about 26 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 258 miles away. A 50-mile radius around Rockville takes in 23 places that are larger. The 100-mile radius contains 39 larger places.
The Utah lending rules that reach Rockville
Utah has no separate rate rule for Rockville; the sourced rows below are what reach every lender that serves its 223 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
The anatomy of a Rockville personal loan
Most loans made to Rockville's 223 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Rockville's rank of 236th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Rockville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Springdale, UT — population 589
- Apple Valley, UT — population 916
- Hildale, UT — population 1,239
- Virgin, UT — population 701
- Colorado City, AZ — population 2,734
- La Verkin, UT — population 4,510
- Toquerville, UT — population 1,970
- Hurricane, UT — population 23,959