Personal loans in Apple Valley, UT

Apple Valley gained roughly 7.0% in population across the 2020-to-2023 comparison. Verify the lender's Utah licence against the regulator named below before borrowing in Apple Valley. A lender that serves Apple Valley operates under Utah lending statutes and a Utah supervisor. The closest larger place is Hildale, UT about 7 miles away.

Local context for Apple Valley

What follows is Apple Valley's place in the Census record, alongside the Utah rules that govern a personal loan made here.

• Population: an estimated 916 residents, 158th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 7.0% across the 2020-to-2023 comparison.
• People gained or lost: about 60 more since the 2020 base.
• Size percentile: about 38% of Utah communities are smaller than Apple Valley (916 residents).
• Density: roughly 23 residents per square mile, spread over 39.7 sq mi of land.
• Land area rank: Apple Valley's 39.7 square miles rank 9th of 255 places in Utah.
• State share: roughly 0.0% of Utah's residents live in Apple Valley (916 people).
• National standing: Apple Valley ranks 10,618th of 19,457 US places.
• Growth rank: Apple Valley's 2020-to-2023 change ranks 70th of 255 places in Utah.
• Versus Utah: the state average change is +5.3%, while Apple Valley moved 7.0%.
• Density rank: Apple Valley places 247th among Utah's places by people per square mile.
• Density vs Utah: Apple Valley's 23 people per square mile compare with a state median of 705.
• Location: the Census Gazetteer records it at 37.0810, -113.1034.
• Nearest larger cities: Hildale (7 mi); Colorado City (10 mi); La Verkin (13 mi); Hurricane (15 mi); Toquerville (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Rockville (5 mi); Springdale (9 mi); Virgin (10 mi).
• Smaller neighbours: 10 places smaller than Apple Valley sit within 50 miles.
• At 100 miles: 21 larger Census places fall inside that radius.

What a Apple Valley borrower is actually offered

In Apple Valley, a small community of about 916, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Apple Valley lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Apple Valley loan but raises total interest, so the smallest payment is not the cheapest loan.

Apple Valley against the rest of Utah

Set beside Utah's 255 places, Apple Valley ranks 158th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Apple Valley stands 70th among Utah's 255 places — roughly the 73th percentile. By density, at about 23 people per square mile, it ranks 247th in Utah. In land area, Apple Valley ranks 9th among Utah's 255 places.

The Apple Valley borrowing checklist

Complete these steps first when you borrow in Apple Valley (916 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Utah licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Utah; what changes is your credit file, not the fact that Apple Valley holds 916 people.

Apple Valley: area, density and distance

Inside Apple Valley's boundaries lie about 39.7 square miles of land, with no significant water area recorded. With 916 residents, the land area yields roughly 23 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 263 miles. Apple Valley has 14 larger places within a 50-mile radius. Within the same 50 miles lie 10 smaller Census places.

Which Utah laws govern a loan in Apple Valley

The rows below set out what a licensed lender must follow in Utah, and so for Apple Valley's roughly 916 residents.