Personal loans in Kanab, UT
Consumer lending that reaches Kanab's 5,240 residents is governed by Utah statute; no city ordinance changes it. Kanab ranks 93rd of 255 places in Utah, with a population near 5,240.
Kanab is a small town in Utah, with an estimated 5,240 residents, and every licensed lender here follows the same state rulebook. Kanab gained roughly 12.0% in population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Kanab lender. Borrowers who want a bigger city can look to Hurricane, UT about 47 miles away.
The Kanab data picture
Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.
- Population: about 5,240 people live here, which puts Kanab 93rd of 255 Census places in Utah (Vintage 2023).
- Population trend: Roughly 12.0% more residents than the 2020 Census counted.
- Absolute change: 563 residents added between 2020 and 2023.
- Size percentile: roughly 64% of Utah's places have fewer residents than Kanab's 5,240.
- Density: the Census land area of 15.5 sq mi holds about 338 people per square mile.
- By land area: Kanab ranks 43rd among Utah's 255 places, at 15.5 sq mi.
- Water area: Kanab has 0.04 square miles of water, ranking 45th of 255 places in Utah.
- Share of Utah: Kanab holds about 0.2% of the state's population, some 5,240 people.
- National standing: Kanab ranks 4,697th of 19,457 US places.
- Growth in Utah: Kanab stands 40th by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Kanab moved 12.0%.
- Density rank: Kanab is the 176th most densely settled place in Utah.
- Density vs Utah: Kanab's 338 people per square mile compare with a state median of 705.
- Location: 37.0260, -112.5237 (Census Gazetteer coordinates).
- Nearest larger cities: Hurricane (47 mi); Washington (54 mi); Cedar City (55 mi); Page (56 mi); St. George (58 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Fredonia (4 mi); Orderville (17 mi); Glendale (22 mi).
- Smaller places within 50 miles: 20 of them.
- At 100 miles: 9 larger Census places fall inside that radius.
The Utah lending rules that reach Kanab
These are Utah's sourced lending facts as they reach Kanab's 5,240 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Where Kanab sits in Utah
Set beside Utah's 255 places, Kanab ranks 93rd by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Kanab ranks 40th of 255 in Utah (about the 84th percentile). Its roughly 338 residents per square mile place it 176th among Utah's places. In land area, Kanab ranks 43rd among Utah's 255 places.
What a Kanab borrower is actually offered
A Kanab personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,240 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kanab. Shortening the term on a Kanab loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A pre-application checklist for Kanab
These steps shape the offer you get in Kanab, a place of about 5,240 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Kanab-specific: the same Utah licensing and disclosure rules reach all 5,240 residents.
Land, water and location for Kanab
Kanab covers about 15.5 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 5,240 residents, the land area yields roughly 338 people per square mile. Salt Lake City, the largest place in Utah, is about 261 miles from Kanab. Within 50 miles of Kanab there are 1 larger Census places. Within the same 50 miles lie 20 smaller Census places.
Common questions
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Nearby places
- Fredonia, AZ — population 1,302
- Orderville, UT — population 591
- Glendale, UT — population 320
- Alton, UT — population 118
- Colorado City, AZ — population 2,734
- Hildale, UT — population 1,239
- Springdale, UT — population 589
- Rockville, UT — population 223