Personal loans in Brian Head, UT
Lenders active in Brian Head report to a Utah supervisor, identified in the sourced rows below. Roughly 157 residents live in Brian Head, the 245th-largest community in Utah.
The roughly 157 people who live in Brian Head borrow under Utah rules; city hall sets no personal-loan rate. From the 2020 Census base to the 2023 estimate, the population rose by about 7.5%. Read the disclosure for an origination fee and any prepayment penalty before signing in Brian Head. The nearest larger city is Parowan, UT about 9 miles away.
Brian Head by the numbers
Brian Head is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 157 people live here, which puts Brian Head 245th of 255 Census places in Utah (Vintage 2023).
- Population trend: About 7.5% above the 2020 Census base.
- Net change: roughly 11 more people than the 2020 Census counted.
- Size percentile: roughly 4% of Utah places rank below Brian Head.
- Density: roughly 43 residents per square mile, spread over 3.6 sq mi of land.
- By land area: Brian Head ranks 153rd among Utah's 255 places, at 3.6 sq mi.
- Share of state population: Brian Head's 157 residents are about 0.0% of Utah.
- National rank: Brian Head sits 17,165th by population among the 19,457 places in this dataset.
- Growth in Utah: Brian Head stands 64th by percentage change from 2020 to 2023, among 255 places.
- Against the state trend: Brian Head's 7.5% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Brian Head places 235th among Utah's places by people per square mile.
- Against the state median: Brian Head runs about 43 residents per square mile, where the Utah median is 705.
- Location: 37.6977, -112.8416 (US Census Bureau Gazetteer).
- Nearest larger cities: Parowan (9 mi); Enoch (12 mi); Paragonah (14 mi); Cedar City (14 mi); Kanarraville (22 mi). Online lenders reach Brian Head no matter how far the nearest branch is.
- Smaller places nearby: Hatch (22 mi); Alton (26 mi); Kingston (50 mi).
- Smaller places within 50 miles: 2 of them.
- At 100 miles: 59 larger Census places fall inside that radius.
What Utah law requires in Brian Head
Read the table as a lender's compliance picture for Brian Head: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
What is available to Brian Head borrowers
Brian Head is a sparsely settled community of about 157 people, with 27 larger places inside a 50-mile radius. Whether Brian Head has a local branch or not, a Utah-licensed lender can serve its 157 people online on the same terms. The nearest larger city, Parowan, UT about 9 miles away.
The Brian Head borrowing checklist
Before you hand your details to a lender in Brian Head, where the population is near 157:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Utah licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Brian Head-specific: the same Utah licensing and disclosure rules reach all 157 residents.
Inside a Brian Head personal loan
In Brian Head, a small community of about 157, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Brian Head can be quoted different APRs on the same amount and term. Shortening the term on a Brian Head loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Brian Head sits
Inside Brian Head's boundaries lie about 3.6 square miles of land, with no significant water area recorded. That land carries about 43 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 218 miles away. A 50-mile radius around Brian Head takes in 27 places that are larger. The 100-mile radius contains 59 larger places.
Common questions
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Nearby places
- Parowan, UT — population 3,181
- Paragonah, UT — population 562
- Enoch, UT — population 8,336
- Cedar City, UT — population 39,942
- Kanarraville, UT — population 477
- Hatch, UT — population 138
- Panguitch, UT — population 1,797
- Alton, UT — population 118