Personal loans in Koosharem, UT

Judge Koosharem offers on total cost, not on how quickly the money arrives. Every figure below is Utah's own, applied to Koosharem's 310 residents, with the publisher and retrieval date attached. The trend for Koosharem between 2020 and 2023 is downward by roughly 1.3%. The next larger city is Loa, UT about 15 miles away.

Koosharem: the sourced local profile

Set out below is Koosharem's local context next to the state-level rules that reach every lender here.

• Population: 310 residents; Koosharem is the 218th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.3% fewer residents than the 2020 Census counted.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: roughly 15% of Utah's places have fewer residents than Koosharem's 310.
• Population density: about 371 people per square mile (Census land area 0.8 sq mi).
• By land area: Koosharem ranks 232nd among Utah's 255 places, at 0.8 sq mi.
• State population share: Koosharem accounts for about 0.0% of everyone in Utah.
• National standing: Koosharem ranks 15,011th of 19,457 US places.
• Growth rank: Koosharem ranks 218th among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Koosharem moved 1.3%.
• Density in Utah: Koosharem ranks 170th by people per square mile.
• Density in context: Koosharem's 371 people per square mile sit against a Utah median of 705.
• Location: latitude 38.5134, longitude -111.8819 (Census Gazetteer).
• Nearest larger cities: Loa (15 mi); Monroe (15 mi); Annabella (16 mi); Central Valley (17 mi); Glenwood (18 mi). Online lenders reach Koosharem no matter how far the nearest branch is.
• Smaller places close by: Lyman (18 mi); Joseph (20 mi); Kingston (27 mi).
• Within a 50-mile radius: 9 smaller Census places.
• Larger places within 100 miles: 63.

The Utah lending rules that reach Koosharem

Read the table as a lender's compliance picture for Koosharem: the rule, the sourced figure, the publisher and the date.

Koosharem on the map

The Census Gazetteer records about 0.8 square miles of land within Koosharem, with no significant water area listed. The resulting density is about 371 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 156 miles. Koosharem has 23 larger places within a 50-mile radius. By land area it ranks 232nd of 255 Utah places.

Before you apply in Koosharem

Complete these steps first when you borrow in Koosharem (310 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Koosharem-specific: the same Utah licensing and disclosure rules reach all 310 residents.

How a Koosharem personal loan is priced

Most loans made to Koosharem's 310 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Koosharem lender to disclose the APR and finance charge before you sign. Shortening the term on a Koosharem loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Koosharem compares across Utah

Within Utah, Koosharem holds roughly 0.0% of all residents, the 218th-largest share among 255 places. On the 2020-to-2023 trend, Koosharem stands 218th among Utah's 255 places — roughly the 15th percentile. By density, at about 371 people per square mile, it ranks 170th in Utah. Between 2020 and 2023 the count changed by roughly 4 residents.