Personal loans in Antimony, UT

Antimony, Utah — home to about 125 people — is a small community, so the terms you are offered follow Utah law rather than any local rule. Which products a lender may offer to Antimony's 125 residents follows from the Utah consumer-lending framework. At about 125 residents, Antimony is larger than roughly 2% of the places in Utah. Rate-shopping from Antimony costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Census figures put the 2020-to-2023 increase in Antimony at about 5.0%. A larger market lies at Kingston, UT about 13 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Antimony: population, trend and location

Most of what governs a Antimony loan is written in Utah law rather than in the city; the sourced notes below make that split concrete.

Antimony's place among Utah's 255 places

Among Utah's 255 places, Antimony sits at 251st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Antimony ranks 99th of 255 in Utah (about the 61th percentile). By density, at about 13 people per square mile, it ranks 250th in Utah. In land area, Antimony ranks 70th among Utah's 255 places.

The geography behind Antimony

Antimony's land area is roughly 9.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 13 people per square mile. Salt Lake City, the largest place in Utah, is about 185 miles from Antimony. Within 50 miles of Antimony there are 27 larger Census places. By land area it ranks 70th of 255 Utah places.

Utah consumer-lending rules applied in Antimony

Read the table as a lender's compliance picture for Antimony: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16

Borrowing reach in Antimony

With about 13 residents per square mile, Antimony is sparsely settled, and 27 larger Census places sit within 50 miles. Distance to a branch rarely matters for Antimony's 125 residents: the application is online and the price follows your credit file. The nearest larger city, Kingston, UT about 13 miles away.

How a Antimony personal loan is priced

Antimony is a small community of about 125 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Antimony can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Antimony loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Antimony if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Antimony is the same as anywhere in Utah.
What loan size can I expect in Antimony?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Antimony?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Antimony cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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