Personal loans in Kendrick, ID
Kendrick gained roughly 2.4% in population across the 2020-to-2023 comparison. In Kendrick, one of 197 Census places in Idaho, the figure to compare across lenders is the APR, not the advertised rate.
At about 296 residents, Kendrick is larger than roughly 22% of the places in Idaho. The next larger city is Juliaetta, ID about 4 miles away. Every figure below is Idaho's own, applied to Kendrick's 296 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Kendrick lender.
Where Kendrick stands
Kendrick is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 296, 153rd among Idaho's 197 places (Vintage 2023).
- Population trend: Roughly 2.4% more residents than the 2020 Census counted.
- Net change: roughly 7 more people than the 2020 Census counted.
- Size percentile: with 296 residents, Kendrick is larger than about 22% of Idaho's Census places.
- Population density: 822 people per square mile on 0.4 square miles of land.
- Land area: Kendrick covers 0.4 square miles, the 162nd-largest area among Idaho's 197 places.
- Water: Kendrick holds about 0.02 square miles, the 60th-largest water area in Idaho.
- State population share: Kendrick accounts for about 0.0% of everyone in Idaho.
- National rank: Kendrick is the 15,161st most populous of the 19,457 Census places covered here.
- Growth rank: Kendrick ranks 161st among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while Kendrick moved 2.4%.
- Density in Idaho: Kendrick ranks 120th by people per square mile.
- Against the state median: Kendrick runs about 822 residents per square mile, where the Idaho median is 1,026.
- Location: 46.6142, -116.6613 (US Census Bureau Gazetteer).
- Nearest larger cities: Juliaetta (4 mi); Troy (10 mi); Genesee (13 mi); Deary (14 mi); Lapwai (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Peck (15 mi); Reubens (21 mi); Bovill (21 mi).
- Smaller neighbours: 9 places smaller than Kendrick sit within 50 miles.
- Larger places within 100 miles: 78.
Kendrick in state context
Against Idaho's other places, Kendrick accounts for about 0.0% of the state's population and ranks 153rd of 197 by size. On the 2020-to-2023 trend, Kendrick stands 161st among Idaho's 197 places — roughly the 18th percentile. By density, at about 822 people per square mile, it ranks 120th in Idaho. In land area, Kendrick ranks 162nd among Idaho's 197 places.
Land, water and location for Kendrick
Kendrick covers about 0.4 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 822 people per square mile. The largest place in Idaho, Boise City, lies about 209 miles away. Kendrick has 31 larger places within a 50-mile radius. Within the same 50 miles lie 9 smaller Census places.
What is available to Kendrick borrowers
Kendrick is a moderately settled community of about 296 people, with 31 larger places inside a 50-mile radius. Distance to a branch rarely matters for Kendrick's 296 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Juliaetta, ID about 4 miles away.
A practical checklist for Kendrick borrowers
Before you hand your details to a lender in Kendrick, where the population is near 296:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Idaho regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Kendrick and the rest of Idaho is not the process but the borrower's own file, among the 296 people here.
The state rulebook for Kendrick
This table holds the Idaho rate and licensing rules for consumer loans made to Kendrick's 296 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
Common questions
What are my options in Kendrick if my credit is poor?
What loan size can I expect in Kendrick?
Do I have to pledge anything to borrow in Kendrick?
Does comparing loans in Kendrick cost me credit score points?
Nearby places
- Juliaetta, ID — population 637
- Troy, ID — population 925
- Deary, ID — population 523
- Culdesac, ID — population 422
- Lapwai, ID — population 1,205
- Peck, ID — population 171
- Genesee, ID — population 1,075
- Reubens, ID — population 44