Personal loans in Troy, ID

In Troy, one of 197 Census places in Idaho, the figure to compare across lenders is the APR, not the advertised rate. From the 2020 Census base to the 2023 estimate, the population rose by about 3.7%. Price two or three terms so you can see which payment is truly affordable in Troy. The closest larger place is Moscow, ID about 11 miles away.

Borrowing in Troy: the local picture

Set out below is Troy's local context next to the state-level rules that reach every lender here.

• Population: 925 people, a figure that places Troy 92nd among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 3.7% across the 2020-to-2023 comparison.
• Absolute change: 33 residents added between 2020 and 2023.
• Size percentile: roughly 53% of Idaho's places have fewer residents than Troy's 925.
• Density: roughly 1,169 residents per square mile, spread over 0.8 sq mi of land.
• Land area: Troy covers 0.8 square miles, the 117th-largest area among Idaho's 197 places.
• State share: roughly 0.1% of Idaho's residents live in Troy (925 people).
• National rank: Troy is the 10,577th most populous of the 19,457 Census places covered here.
• Growth rank: Troy ranks 131st among Idaho's 197 places for the 2020-to-2023 change.
• Against the state trend: Troy's 3.7% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Troy is the 90th most densely settled place in Idaho.
• Density vs Idaho: Troy's 1,169 people per square mile compare with a state median of 1,026.
• Location: latitude 46.7380, longitude -116.7732 (Census Gazetteer).
• Nearest larger cities: Moscow (11 mi); Genesee (15 mi); Palouse (19 mi); Pullman (19 mi); Lapwai (23 mi). Lenders licensed in the state serve Troy whether or not they keep a local branch.
• Smaller places nearby: Kendrick (10 mi); Deary (11 mi); Juliaetta (12 mi).
• Smaller neighbours: 32 places smaller than Troy sit within 50 miles.
• Within 100 miles: 45 places are larger than Troy.

Land, water and location for Troy

Troy covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,169 residents per square mile. Boise City, the largest place in Idaho, is about 218 miles from Troy. Troy has 13 larger places within a 50-mile radius. By land area it ranks 117th of 197 Idaho places.

Getting a loan in Troy

Troy is a moderately settled community of about 925 people, with 13 larger places inside a 50-mile radius. A Idaho licence lets a lender serve Troy without a local office, so branch density does not change what its 925 residents are offered. The nearest bigger place is Moscow, ID about 11 miles away.

Troy against the rest of Idaho

Among Idaho's 197 places, Troy sits at 92nd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Troy stands 131st among Idaho's 197 places — roughly the 34th percentile. Its roughly 1,169 residents per square mile place it 90th among Idaho's places. The population moved by about 33 people between 2020 and 2023, a 3.7% shift.

The anatomy of a Troy personal loan

With roughly 925 residents, Troy is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Troy. The term you choose in Troy decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Troy

Below are the Idaho rules that apply to a loan made in Troy, each with the regulator that issued it.