Personal loans in Juliaetta, ID

A 2020-to-2023 comparison shows Juliaetta up by about 2.7%. Decide the purpose of the loan and your repayment plan before sharing any details with a Juliaetta lender. The closest larger city is Genesee, ID about 11 miles away. When Idaho caps or restricts a product, lenders either change the terms or withdraw it from Juliaetta as from the rest of the state.

Juliaetta by the numbers

The figures below are Juliaetta's own — Census population, land area and coordinates — followed by the Idaho rules.

• Population: an estimated 637 residents, 112th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 2.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 17 more since the 2020 base.
• Size percentile: roughly 43% of Idaho's places have fewer residents than Juliaetta's 637.
• Population density: 913 people per square mile on 0.7 square miles of land.
• Land area: Juliaetta covers 0.7 square miles, the 126th-largest area among Idaho's 197 places.
• Water area: Juliaetta has 0.01 square miles of water, ranking 72nd of 197 places in Idaho.
• State population share: Juliaetta accounts for about 0.0% of everyone in Idaho.
• National rank: Juliaetta is 12,188th of 19,457 places nationwide.
• Growth in Idaho: Juliaetta stands 153rd by percentage change from 2020 to 2023, among 197 places.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Juliaetta's 2.7%.
• Density rank: Juliaetta places 106th among Idaho's places by people per square mile.
• Density vs Idaho: Juliaetta's 913 people per square mile compare with a state median of 1,026.
• Location: the Census Gazetteer records it at 46.5747, -116.7081.
• Nearest larger cities: Genesee (11 mi); Troy (12 mi); Lapwai (13 mi); Moscow (17 mi); Lewiston (18 mi). Larger metros often have more branches, but online lenders reach Juliaetta on the same terms.
• Smaller places nearby: Kendrick (4 mi); Culdesac (14 mi); Peck (15 mi).
• Within a 50-mile radius: 23 smaller Census places.
• Larger places within 100 miles: 55.

How lenders reach Juliaetta

With about 913 residents per square mile, Juliaetta is moderately settled, and 16 larger Census places sit within 50 miles. Whether Juliaetta has a local branch or not, a Idaho-licensed lender can serve its 637 people online on the same terms. For a larger market, the closest option is Genesee, ID about 11 miles away.

How Idaho law applies in Juliaetta

Below are the Idaho rules that apply to a loan made in Juliaetta, each with the regulator that issued it.

Juliaetta's place among Idaho's 197 places

Against Idaho's other places, Juliaetta accounts for about 0.0% of the state's population and ranks 112th of 197 by size. Its 2020-to-2023 change ranks 153rd of 197 Idaho places, putting it near the 22th percentile for growth. At about 913 people per square mile, Juliaetta is the 106th most densely settled place in Idaho. Within 50 miles sit 23 smaller Census places, alongside the 16 that are larger.

Land, water and location for Juliaetta

Juliaetta's land area is about 0.7 square miles; a further 0.01 square miles is water. That land carries about 913 people per square mile. The largest place in Idaho, Boise City, lies about 207 miles away. Within 50 miles of Juliaetta there are 16 larger Census places. By land area it ranks 126th of 197 Idaho places.

What shapes a Juliaetta personal loan

Juliaetta is a small community of about 637 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Juliaetta's rank of 112th in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Juliaetta decides the split between a comfortable payment and the total interest you pay.