Personal loans in Culdesac, ID

The trend for Culdesac between 2020 and 2023 is upward by roughly 1.4%. Price two or three terms so you can see which payment is truly affordable in Culdesac. The nearest larger city is Lapwai, ID about 7 miles away. Lenders active in Culdesac report to a Idaho supervisor, identified in the sourced rows below.

What the Census records for Culdesac

Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.

• Population: the Census counts 422 residents in Culdesac (Vintage 2023 subcounty estimate), the 137th-largest figure among Idaho's 197 places.
• Population trend: Roughly 1.4% more residents than the 2020 Census counted.
• Net change: roughly 6 more people than the 2020 Census counted.
• Size percentile: with 422 residents, Culdesac is larger than about 30% of Idaho's Census places.
• Density: the Census land area of 0.2 sq mi holds about 1,892 people per square mile.
• Land area rank: Culdesac's 0.2 square miles rank 177th of 197 places in Idaho.
• Share of Idaho: Culdesac holds about 0.0% of the state's population, some 422 people.
• Nationally: Culdesac is the 13,868th-largest of 19,457 Census places in the dataset.
• Growth in Idaho: Culdesac stands 172nd by percentage change from 2020 to 2023, among 197 places.
• Against the state trend: Culdesac's 1.4% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Culdesac places 52nd among Idaho's places by people per square mile.
• Against the state median: Culdesac runs about 1,892 residents per square mile, where the Idaho median is 1,026.
• Location: coordinates 46.3749, -116.6701 (US Census Bureau Gazetteer).
• Nearest larger cities: Lapwai (7 mi); Craigmont (13 mi); Juliaetta (14 mi); Lewiston (15 mi); Genesee (17 mi). Living near a larger metro rarely changes what is available in Culdesac.
• Smaller places nearby: Reubens (7 mi); Winchester (10 mi); Peck (14 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 69 places are larger than Culdesac.

How lenders reach Culdesac

Culdesac is moderately settled, with about 1,892 people per square mile and 24 larger places within 50 miles. What is available to Culdesac's 422 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lapwai, ID about 7 miles away.

Culdesac against the rest of Idaho

Among Idaho's 197 places, Culdesac sits at 137th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Culdesac stands 172nd among Idaho's 197 places — roughly the 13th percentile. By density, at about 1,892 people per square mile, it ranks 52nd in Idaho. In land area, Culdesac ranks 177th among Idaho's 197 places.

Where Culdesac sits

Inside Culdesac's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 1,892 people per square mile. Boise City, the largest place in Idaho, is about 193 miles from Culdesac. Counting outward 50 miles, 24 larger communities surround Culdesac. The 100-mile radius contains 69 larger places.

Which Idaho laws govern a loan in Culdesac

Idaho has no separate rate rule for Culdesac; the sourced rows below are what reach every lender that serves its 422 people.

How personal loans work in Culdesac

A Culdesac personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 422 residents. Two numbers drive a Culdesac loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Culdesac loan but raises total interest, so the smallest payment is not the cheapest loan.