Personal loans in Lapwai, ID

Lapwai is a small community in Idaho, with an estimated 1,205 residents, and every licensed lender here follows the same state rulebook. With an estimated 1,205 residents, Lapwai is the 77th-largest of 197 places in Idaho. A 2020-to-2023 comparison shows Lapwai up by about 3.3%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lapwai loan. Borrowers who want a bigger city can look to Lewiston, ID about 9 miles away.

Where Lapwai stands

Two layers matter for a Lapwai borrower: the local population picture and Idaho's consumer-lending statutes.

• Population: an estimated 1,205 residents, 77th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.3% more residents than the 2020 Census counted.
• Absolute change: 39 residents added between 2020 and 2023.
• Size percentile: roughly 61% of Idaho's places have fewer residents than Lapwai's 1,205.
• Land and density: 0.8 square miles of land carry roughly 1,594 residents per square mile.
• Land area rank: Lapwai's 0.8 square miles rank 120th of 197 places in Idaho.
• Water: Lapwai holds about 0.01 square miles, the 83rd-largest water area in Idaho.
• Share of Idaho: Lapwai holds about 0.1% of the state's population, some 1,205 people.
• National rank: Lapwai is the 9,529th most populous of the 19,457 Census places covered here.
• Growth rank: Lapwai ranks 140th among Idaho's 197 places for the 2020-to-2023 change.
• Against the state trend: Lapwai's 3.3% change compares with a Idaho average of +7.1% across its 197 places.
• Density in Idaho: Lapwai ranks 66th by people per square mile.
• Density vs Idaho: Lapwai's 1,594 people per square mile compare with a state median of 1,026.
• Location: 46.4037 / -116.8042, per the US Census Bureau Gazetteer.
• Nearest larger cities: Lewiston (9 mi); Clarkston (12 mi); Moscow (24 mi); Orofino (27 mi); Pullman (29 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Culdesac (7 mi); Genesee (12 mi); Asotin (12 mi), each with its own Census population profile.
• Smaller neighbours: 29 places smaller than Lapwai sit within 50 miles.
• Within 100 miles: 34 places are larger than Lapwai.

Getting a loan in Lapwai

Lapwai is a moderately settled community of about 1,205 people, with 8 larger places inside a 50-mile radius. What is available to Lapwai's 1,205 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lewiston, ID about 9 miles away.

Lapwai in state context

Within Idaho, Lapwai holds roughly 0.1% of all residents, the 77th-largest share among 197 places. Its 2020-to-2023 change ranks 140th of 197 Idaho places, putting it near the 29th percentile for growth. At about 1,594 people per square mile, Lapwai is the 66th most densely settled place in Idaho. The population moved by about 39 people between 2020 and 2023, a 3.3% shift.

The geography behind Lapwai

The Census Gazetteer records 0.8 square miles of land and 0.01 square miles of water within Lapwai. With 1,205 residents, the land area yields roughly 1,594 people per square mile. The state's population centre of gravity, Boise City, is roughly 196 miles away. Counting outward 50 miles, 8 larger communities surround Lapwai. By land area it ranks 120th of 197 Idaho places.

How Idaho law applies in Lapwai

These are Idaho's sourced lending facts as they reach Lapwai's 1,205 residents; the state has no city-level rate rule.

Inside a Lapwai personal loan

In Lapwai, a small community of about 1,205, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Lapwai's rank of 77th in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lapwai loan is knowable in advance — unlike a revolving card balance.