Personal loans in Jeffersonville, GA

Roughly 925 residents live in Jeffersonville, the 314th-largest community in Georgia. Jeffersonville is a small community in Georgia, with an estimated 925 residents, and every licensed lender here follows the same state rulebook.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 5.0% decline in Jeffersonville. Pull your credit reports and line up at least three offers before you apply from Jeffersonville. Lenders active in Jeffersonville report to a Georgia supervisor, identified in the sourced rows below. The next larger city is Gordon, GA about 14 miles away.

Jeffersonville by the numbers

Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.

Jeffersonville in state context

Jeffersonville is the 314th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Jeffersonville stands 515th among Georgia's 536 places — roughly the 4th percentile. Its roughly 253 residents per square mile place it 407th among Georgia's places. In land area, Jeffersonville ranks 230th among Georgia's 536 places.

Jeffersonville on the map

Jeffersonville covers about 3.7 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 925 residents, the land area yields roughly 253 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 97 miles. Within 50 miles of Jeffersonville there are 32 larger Census places. Within the same 50 miles lie 28 smaller Census places.

What Georgia law requires in Jeffersonville

The rows below set out what a licensed lender must follow in Georgia, and so for Jeffersonville's roughly 925 residents.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Installment Loan Act rate cap10% per annum of the face amount of the contract (licensed installment loans)
Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract".
Georgia Department of Banking and Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted.
Georgia Department of Banking and Finance
as of 2026-09-16

What is available to Jeffersonville borrowers

Jeffersonville is lightly settled, with about 253 people per square mile and 32 larger places within 50 miles. Distance to a branch rarely matters for Jeffersonville's 925 residents: the application is online and the price follows your credit file. The nearest bigger place is Gordon, GA about 14 miles away.

How personal loans work in Jeffersonville

Most loans made to Jeffersonville's 925 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Jeffersonville's 925 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Jeffersonville loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Jeffersonville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Jeffersonville is the same as anywhere in Georgia.
What loan size can I expect in Jeffersonville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Jeffersonville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Jeffersonville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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