Personal loans in Gordon, GA

The Census estimates 1,742 residents in Gordon, which ranks it 255th of 536 places in Georgia. From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The roughly 1,742 people who live in Gordon borrow under Georgia rules; city hall sets no personal-loan rate. Every figure below is Georgia's own, applied to Gordon's 1,742 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Gordon loan. The nearest larger city is Gray, GA about 14 miles away.

Gordon by the numbers

Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.

Before you apply in Gordon

Complete these steps first when you borrow in Gordon (1,742 residents):

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Georgia licence by checking the regulator named above.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Gordon-specific: the same Georgia licensing and disclosure rules reach all 1,742 residents.

The state rulebook for Gordon

When Georgia does not publish a figure, the row links to the source instead of inventing a number; Gordon is bound by the same rules.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Installment Loan Act rate cap10% per annum of the face amount of the contract (licensed installment loans)
Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract".
Georgia Department of Banking and Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted.
Georgia Department of Banking and Finance
as of 2026-09-16

Getting a loan in Gordon

At roughly 323 people per square mile, Gordon is lightly settled; 25 larger places lie within 50 miles. What is available to Gordon's 1,742 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Gray, GA about 14 miles away.

Where Gordon sits in Georgia

Among Georgia's 536 places, Gordon sits at 255th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Gordon stands 446th among Georgia's 536 places — roughly the 17th percentile. Its roughly 323 residents per square mile place it 369th among Georgia's places. Within 50 miles sit 36 smaller Census places, alongside the 25 that are larger.

Land, water and location for Gordon

The Census Gazetteer records 5.4 square miles of land and 0.06 square miles of water within Gordon. That land carries about 323 people per square mile. Atlanta, the largest place in Georgia, is about 87 miles from Gordon. Within 50 miles of Gordon there are 25 larger Census places. By land area it ranks 170th of 536 Georgia places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gordon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gordon is the same as anywhere in Georgia.
What loan size can I expect in Gordon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gordon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gordon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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