Personal loans in Irwinton, GA

From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. Verify the lender's Georgia licence against the regulator named below before borrowing in Irwinton. The closest larger place is McIntyre, GA about 3 miles away. To lend to Irwinton's 519 residents, a company must hold a Georgia licence, and each sourced row below names the regulator behind it.

Irwinton by the numbers

What follows is Irwinton's place in the Census record, alongside the Georgia rules that govern a personal loan made here.

• Population: 519 residents; Irwinton is the 381st-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Net change: roughly 10 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 29% of the places in Georgia, with 519 residents in Irwinton.
• Population density: 165 people per square mile on 3.1 square miles of land.
• Land area rank: Irwinton's 3.1 square miles rank 268th of 536 places in Georgia.
• State share: roughly 0.0% of Georgia's residents live in Irwinton (519 people).
• Nationally: Irwinton is the 13,008th-largest of 19,457 Census places in the dataset.
• Growth in Georgia: Irwinton stands 442nd by percentage change from 2020 to 2023, among 536 places.
• Against the state trend: Irwinton's 1.9% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Irwinton places 460th among Georgia's places by people per square mile.
• Density vs Georgia: Irwinton's 165 people per square mile compare with a state median of 536.
• Location: the Census Gazetteer records it at 32.8108, -83.1737.
• Nearest larger cities: McIntyre (3 mi); Ivey (10 mi); Gordon (11 mi); Jeffersonville (13 mi); Milledgeville (20 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Toomsboro (5 mi); Oconee (13 mi); Danville (15 mi).
• Smaller neighbours: 20 places smaller than Irwinton sit within 50 miles.
• Within 100 miles: 202 places are larger than Irwinton.

Irwinton on the map

The Census Gazetteer records about 3.1 square miles of land within Irwinton, with no significant water area listed. Spread across it are roughly 165 residents per square mile. Atlanta, the largest place in Georgia, is about 98 miles from Irwinton. Counting outward 50 miles, 34 larger communities surround Irwinton. Within the same 50 miles lie 20 smaller Census places.

How Georgia law applies in Irwinton

When Georgia does not publish a figure, the row links to the source instead of inventing a number; Irwinton is bound by the same rules.

Inside a Irwinton personal loan

With roughly 519 residents, Irwinton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Irwinton loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Irwinton loan but raises total interest, so the smallest payment is not the cheapest loan.

How Irwinton compares across Georgia

Against Georgia's other places, Irwinton accounts for about 0.0% of the state's population and ranks 381st of 536 by size. On the 2020-to-2023 trend, Irwinton stands 442nd among Georgia's 536 places — roughly the 18th percentile. By density, at about 165 people per square mile, it ranks 460th in Georgia. The population moved by about 10 people between 2020 and 2023, a 1.9% shift.

A pre-application checklist for Irwinton

For Irwinton's roughly 519 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Georgia licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Irwinton as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 519 residents.