Personal loans in Toomsboro, GA

Borrowing in Toomsboro: the local picture

What follows is Toomsboro's place in the Census record, alongside the Georgia rules that govern a personal loan made here.

• Population: about 376, ranked 424th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.6% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: roughly 21% of Georgia places rank below Toomsboro.
• Density: roughly 202 residents per square mile, spread over 1.9 sq mi of land.
• Land area: Toomsboro covers 1.9 square miles, the 360th-largest area among Georgia's 536 places.
• Within Georgia: about 0.0% of the state's population lives in Toomsboro.
• National rank: Toomsboro is the 14,342nd most populous of the 19,457 Census places covered here.
• Growth rank: Toomsboro's 2020-to-2023 change ranks 425th of 536 places in Georgia.
• Versus Georgia: the state average change is +3.4%, while Toomsboro moved 1.6%.
• Density rank: Toomsboro places 437th among Georgia's places by people per square mile.
• Density vs Georgia: Toomsboro's 202 people per square mile compare with a state median of 536.
• Location: 32.8224, -83.0826 (Census Gazetteer coordinates).
• Nearest larger cities: Irwinton (5 mi); McIntyre (8 mi); Ivey (14 mi); Gordon (15 mi); Tennille (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Oconee (7 mi); Deepstep (15 mi); Danville (18 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Larger places within 100 miles: 215.

The Georgia lending rules that reach Toomsboro

Below are the Georgia rules that apply to a loan made in Toomsboro, each with the regulator that issued it.

How a Toomsboro personal loan is priced

A Toomsboro personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 376 residents. The APR tracks your credit score rather than Toomsboro's rank of 424th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Toomsboro loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Toomsboro sits

Toomsboro's land area is roughly 1.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 202 residents per square mile. The largest place in Georgia, Atlanta, lies about 101 miles away. Counting outward 50 miles, 39 larger communities surround Toomsboro. Within the same 50 miles lie 21 smaller Census places.

How lenders reach Toomsboro

With about 202 residents per square mile, Toomsboro is lightly settled, and 39 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Toomsboro without a local office, so branch density does not change what its 376 residents are offered. The nearest bigger place is Irwinton, GA about 5 miles away.

Where Toomsboro sits in Georgia

Within Georgia, Toomsboro holds roughly 0.0% of all residents, the 424th-largest share among 536 places. For population change between 2020 and 2023, Toomsboro ranks 425th of 536 in Georgia (about the 21th percentile). At about 202 people per square mile, Toomsboro is the 437th most densely settled place in Georgia. The population moved by about 6 people between 2020 and 2023, a 1.6% shift.