Personal loans in Montrose, GA

The closest larger city is Dudley, GA about 4 miles away. Population in Montrose climbed about 2.0% over the three years from 2020 to 2023. Consumer lending that reaches Montrose's 206 residents is governed by Georgia statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Montrose loan.

Local context for Montrose

Two layers matter for a Montrose borrower: the local population picture and Georgia's consumer-lending statutes.

• Population: the Census counts 206 residents in Montrose (Vintage 2023 subcounty estimate), the 484th-largest figure among Georgia's 536 places.
• Population trend: Up about 2.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: roughly 10% of Georgia places rank below Montrose.
• Density: roughly 128 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Montrose ranks 394th among Georgia's 536 places, at 1.6 sq mi.
• Share of Georgia: Montrose holds about 0.0% of the state's population, some 206 people.
• National rank: Montrose is 16,393rd of 19,457 places nationwide.
• Growth in Georgia: Montrose stands 237th by percentage change from 2020 to 2023, among 536 places.
• Against the state trend: Montrose's 2.0% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Montrose is the 490th most densely settled place in Georgia.
• Density vs Georgia: Montrose's 128 people per square mile compare with a state median of 536.
• Location: 32.5592 / -83.1532, per the US Census Bureau Gazetteer.
• Nearest larger cities: Dudley (4 mi); Dexter (10 mi); Chester (11 mi); Dublin (13 mi); Jeffersonville (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Allentown (5 mi); Danville (6 mi); Oconee (23 mi).
• Smaller neighbours: 10 places smaller than Montrose sit within 50 miles.
• Larger places within 100 miles: 226.

Montrose on the map

Montrose covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 128 residents per square mile. The state's population centre of gravity, Atlanta, is roughly 111 miles away. Montrose has 51 larger places within a 50-mile radius. The 100-mile radius contains 226 larger places.

The anatomy of a Montrose personal loan

Montrose is a small community of about 206 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Montrose's rank of 484th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Montrose decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Montrose

Montrose is a lightly settled community of about 206 people, with 51 larger places inside a 50-mile radius. Lenders licensed in Georgia reach Montrose's 206 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dudley, GA about 4 miles away.

Georgia consumer-lending rules applied in Montrose

This table holds the Georgia rate and licensing rules for consumer loans made to Montrose's 206 residents.

How Montrose compares across Georgia

Against Georgia's other places, Montrose accounts for about 0.0% of the state's population and ranks 484th of 536 by size. For population change between 2020 and 2023, Montrose ranks 237th of 536 in Georgia (about the 56th percentile). Its roughly 128 residents per square mile place it 490th among Georgia's places. In land area, Montrose ranks 394th among Georgia's 536 places.