Personal loans in Dublin, GA
Dublin is a small town of about 16,008 residents, and a personal loan taken out here is governed by Georgia statute. The Census estimates 16,008 residents in Dublin, which ranks it 69th of 536 places in Georgia. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Which products a lender may offer to Dublin's 16,008 residents follows from the Georgia consumer-lending framework. If debt is already a strain, a nonprofit credit counsellor can help Dublin residents before they take on more. The closest larger place is Milledgeville, GA about 42 miles away.
What the Census records for Dublin
Set out below is Dublin's local context next to the state-level rules that reach every lender here.
- Population: an estimated 16,008 residents, 69th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.4% from 2020 to 2023.
- People gained or lost: about 68 fewer since the 2020 base.
- Size percentile: Dublin sits ahead of around 87% of Georgia places, at 16,008 people.
- Density: the Census land area of 16.3 sq mi holds about 980 people per square mile.
- Land area: Dublin covers 16.3 square miles, the 54th-largest area among Georgia's 536 places.
- Water: Dublin holds about 0.10 square miles, the 120th-largest water area in Georgia.
- Within Georgia: about 0.4% of the state's population lives in Dublin.
- National rank: Dublin is 2,254th of 19,457 places nationwide.
- Growth in Georgia: Dublin stands 375th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Dublin's 0.4%.
- Density rank: Dublin is the 122nd most densely settled place in Georgia.
- Against the state median: Dublin runs about 980 residents per square mile, where the Georgia median is 536.
- Location: 32.5355, -82.9288 (Census Gazetteer coordinates).
- Nearest larger cities: Milledgeville (42 mi); Warner Robins (42 mi); Perry (47 mi); Macon-Bibb (48 mi); Statesboro (68 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: East Dublin (4 mi); Dudley (9 mi); Dexter (10 mi).
- Smaller places within 50 miles: 66 of them.
- Within 100 miles: 14 places are larger than Dublin.
The geography behind Dublin
Inside Dublin's boundaries lie roughly 16.3 square miles of land and 0.10 square miles of water. Spread across it are roughly 980 residents per square mile. The largest place in Georgia, Atlanta, lies about 121 miles away. A 50-mile radius around Dublin takes in 4 places that are larger. By land area it ranks 54th of 536 Georgia places.
What a Dublin borrower is actually offered
Most loans made to Dublin's 16,008 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Dublin lender to disclose the APR and finance charge before you sign. The term you choose in Dublin decides the split between a comfortable payment and the total interest you pay.
Dublin's place among Georgia's 536 places
Against Georgia's other places, Dublin accounts for about 0.4% of the state's population and ranks 69th of 536 by size. Its 2020-to-2023 change ranks 375th of 536 Georgia places, putting it near the 30th percentile for growth. At about 980 people per square mile, Dublin is the 122nd most densely settled place in Georgia. By land area, its 16.3 square miles rank 54th of 536 places in Georgia.
How lenders reach Dublin
Dublin is moderately settled, with about 980 people per square mile and 4 larger places within 50 miles. Lenders licensed in Georgia reach Dublin's 16,008 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Milledgeville, GA about 42 miles away.
Georgia consumer-lending rules applied in Dublin
These are Georgia's sourced lending facts as they reach Dublin's 16,008 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Dublin if my credit is poor?
What loan size can I expect in Dublin?
Do I have to pledge anything to borrow in Dublin?
Does comparing loans in Dublin cost me credit score points?
Nearby places
- East Dublin, GA — population 2,499
- Dudley, GA — population 595
- Rentz, GA — population 314
- Dexter, GA — population 663
- Cadwell, GA — population 419
- Montrose, GA — population 206
- Chester, GA — population 1,477
- Wrightsville, GA — population 3,586