Personal loans in Freeport, OH

Rate-shopping from Freeport costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Freeport's 315 residents follows from the Ohio consumer-lending framework. Freeport lost roughly 2.2% of its population across the 2020-to-2023 comparison. The next larger city is Holloway, OH about 8 miles away.

The Freeport data picture

What follows is Freeport's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: 315 residents; Freeport is the 746th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: bigger than about 19% of the places in Ohio, with 315 residents in Freeport.
• Density: the Census land area of 0.6 sq mi holds about 526 people per square mile.
• By land area: Freeport ranks 642nd among Ohio's 924 places, at 0.6 sq mi.
• Share of state population: Freeport's 315 residents are about 0.0% of Ohio.
• National rank: Freeport sits 14,948th by population among the 19,457 places in this dataset.
• Growth in Ohio: Freeport stands 762nd by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Freeport's 2.2% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Freeport ranks 800th by people per square mile.
• Density in context: Freeport's 526 people per square mile sit against a Ohio median of 1,289.
• Location: coordinates 40.2110, -81.2687 (US Census Bureau Gazetteer).
• Nearest larger cities: Holloway (8 mi); Flushing (12 mi); Gnadenhutten (13 mi); Dennison (13 mi); Uhrichsville (14 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Deersville (8 mi); Fairview (11 mi); New Athens (15 mi).
• Smaller places within 50 miles: 48 of them.
• At 100 miles: 682 larger Census places fall inside that radius.

Ohio consumer-lending rules applied in Freeport

For the roughly 315 residents of Freeport, the rules below are Ohio's own; each row carries its publisher and retrieval date.

How a Freeport personal loan is priced

Freeport is a small community of about 315 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Freeport can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Freeport loan but raises total interest, so the smallest payment is not the cheapest loan.

Freeport against the rest of Ohio

Set beside Ohio's 924 places, Freeport ranks 746th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Freeport stands 762nd among Ohio's 924 places — roughly the 18th percentile. At about 526 people per square mile, Freeport is the 800th most densely settled place in Ohio. In land area, Freeport ranks 642nd among Ohio's 924 places.

What to do before borrowing in Freeport

For Freeport's roughly 315 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Freeport and the rest of Ohio is not the process but the borrower's own file, among the 315 people here.

The geography behind Freeport

Freeport's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 526 residents per square mile. The largest place in Ohio, Columbus, lies about 92 miles away. Counting outward 50 miles, 120 larger communities surround Freeport. Within the same 50 miles lie 48 smaller Census places.