Personal loans in Fairview, OH
Fairview ranks 916th of 924 places in Ohio, with a population near 69. Personal loans in Fairview are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 69 population.
From the 2020 Census base to the 2023 estimate, the population rose by about 1.5%. If debt is already a strain, a nonprofit credit counsellor can help Fairview residents before they take on more. Consumer lending that reaches Fairview's 69 residents is governed by Ohio statute; no city ordinance changes it. For a bigger market, look to Barnesville, OH about 6 miles away.
Fairview by the numbers
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: the Census counts 69 residents in Fairview (Vintage 2023 subcounty estimate), the 916th-largest figure among Ohio's 924 places.
- Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 1% of Ohio communities are smaller than Fairview (69 residents).
- Population density: 172 people per square mile on 0.4 square miles of land.
- By land area: Fairview ranks 722nd among Ohio's 924 places, at 0.4 sq mi.
- Share of Ohio: Fairview holds about 0.0% of the state's population, some 69 people.
- National rank: Fairview is 18,665th of 19,457 places nationwide.
- Growth rank: Fairview's 2020-to-2023 change ranks 110th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Fairview's 1.5%.
- Density in Ohio: Fairview ranks 906th by people per square mile.
- Density in context: Fairview's 172 people per square mile sit against a Ohio median of 1,289.
- Location: coordinates 40.0573, -81.2349 (US Census Bureau Gazetteer).
- Nearest larger cities: Barnesville (6 mi); Quaker City (7 mi); Morristown (9 mi); Bethesda (9 mi); Holloway (9 mi). Lenders licensed in the state serve Fairview whether or not they keep a local branch.
- Smaller towns nearby: Miltonsburg (16 mi); Deersville (18 mi); Stafford (24 mi).
- Smaller places within 50 miles: 5 of them.
- At 100 miles: 757 larger Census places fall inside that radius.
What a Fairview borrower is actually offered
A Fairview personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 69 residents. Two numbers drive a Fairview loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Fairview loan is knowable in advance — unlike a revolving card balance.
Fairview against the rest of Ohio
Among Ohio's 924 places, Fairview sits at 916th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Fairview stands 110th among Ohio's 924 places — roughly the 88th percentile. At about 172 people per square mile, Fairview is the 906th most densely settled place in Ohio. In land area, Fairview ranks 722nd among Ohio's 924 places.
Where Fairview sits
Inside Fairview's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 172 people per square mile. The largest place in Ohio, Columbus, lies about 93 miles away. A 50-mile radius around Fairview takes in 153 places that are larger. The 100-mile radius contains 757 larger places.
Ohio consumer-lending rules applied in Fairview
For the roughly 69 residents of Fairview, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
The Fairview borrowing checklist
For Fairview's roughly 69 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Ohio; what changes is your credit file, not the fact that Fairview holds 69 people.
Common questions
What are my options in Fairview if my credit is poor?
What loan size can I expect in Fairview?
Do I have to pledge anything to borrow in Fairview?
Does comparing loans in Fairview cost me credit score points?
Nearby places
- Barnesville, OH — population 3,908
- Quaker City, OH — population 379
- Holloway, OH — population 325
- Batesville, OH — population 100
- Freeport, OH — population 315
- Morristown, OH — population 240
- Bethesda, OH — population 1,183
- Flushing, OH — population 807