Personal loans in Batesville, OH
The first question in Batesville is not the rate on offer but whether the payment fits; about 100 people live here under Ohio lending law. Batesville ranks 900th of 924 places in Ohio, with a population near 100.
The nearest larger metro is Quaker City, OH about 4 miles away. The trend for Batesville between 2020 and 2023 is downward by roughly 1.0%. For the 100 people in Batesville, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Batesville.
Batesville: the sourced local profile
The figures below are Batesville's own — Census population, land area and coordinates — followed by the Ohio rules.
- Population: 100 — Batesville ranks 900th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.0% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: bigger than about 3% of the places in Ohio, with 100 residents in Batesville.
- Population density: about 442 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Batesville covers 0.2 square miles, the 836th-largest area among Ohio's 924 places.
- Share of Ohio: Batesville holds about 0.0% of the state's population, some 100 people.
- National standing: Batesville ranks 18,118th of 19,457 US places.
- Growth rank: Batesville's 2020-to-2023 change ranks 467th of 924 places in Ohio.
- Against the state trend: Batesville's 1.0% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Batesville places 833rd among Ohio's places by people per square mile.
- Density in context: Batesville's 442 people per square mile sit against a Ohio median of 1,289.
- Location: mapped by the US Census Bureau at 39.9147, -81.2835.
- Nearest larger cities: Quaker City (4 mi); Barnesville (8 mi); Summerfield (9 mi); Senecaville (9 mi); Lore City (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Miltonsburg (9 mi); Fairview (10 mi); Stafford (14 mi).
- Within a 50-mile radius: 11 smaller Census places.
- Larger places within 100 miles: 684.
Where Batesville sits in Ohio
Against Ohio's other places, Batesville accounts for about 0.0% of the state's population and ranks 900th of 924 by size. On the 2020-to-2023 trend, Batesville stands 467th among Ohio's 924 places — roughly the 49th percentile. Its roughly 442 residents per square mile place it 833rd among Ohio's places. The population moved by about 1 people between 2020 and 2023, a 1.0% shift.
The geography behind Batesville
Batesville's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 100 residents, the land area yields roughly 442 people per square mile. The largest place in Ohio, Columbus, lies about 90 miles away. Counting outward 50 miles, 133 larger communities surround Batesville. By land area it ranks 836th of 924 Ohio places.
Lender access in Batesville
At roughly 442 people per square mile, Batesville is lightly settled; 133 larger places lie within 50 miles. A Ohio licence lets a lender serve Batesville without a local office, so branch density does not change what its 100 residents are offered. For a larger market, the closest option is Quaker City, OH about 4 miles away.
What Ohio law requires in Batesville
This table holds the Ohio rate and licensing rules for consumer loans made to Batesville's 100 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Before you apply in Batesville
These steps shape the offer you get in Batesville, a place of about 100 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Ohio licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Batesville as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 100 residents.
Common questions
What are my options in Batesville if my credit is poor?
What loan size can I expect in Batesville?
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Does comparing loans in Batesville cost me credit score points?
Nearby places
- Quaker City, OH — population 379
- Summerfield, OH — population 243
- Barnesville, OH — population 3,908
- Miltonsburg, OH — population 38
- Fairview, OH — population 69
- Senecaville, OH — population 415
- Lore City, OH — population 281
- Jerusalem, OH — population 122