Personal loans in Lore City, OH
For a borrower among the roughly 281 residents of Lore City, a personal loan is a tool whose cost turns on the terms, not the address. Census figures put the 2020-to-2023 decrease in Lore City at about 1.1%. With 281 residents, Lore City outranks about 17% of the communities in Ohio. If debt is already a strain, a nonprofit credit counsellor can help Lore City residents before they take on more. A lender that serves Lore City operates under Ohio lending statutes and a Ohio supervisor. A larger market lies at Senecaville, OH about 3 miles away.
What the Census records for Lore City
The figures below are Lore City's own — Census population, land area and coordinates — followed by the Ohio rules.
- Population: a Census-estimated 281, 765th among Ohio's 924 places (Vintage 2023).
- Population trend: A loss of roughly 1.1% between 2020 and 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 17% of Ohio's places have fewer residents than Lore City's 281.
- Density: roughly 857 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Lore City's 0.3 square miles rank 762nd of 924 places in Ohio.
- Within Ohio: about 0.0% of the state's population lives in Lore City.
- Nationally: Lore City is the 15,350th-largest of 19,457 Census places in the dataset.
- Growth in Ohio: Lore City stands 481st by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Lore City's 1.1% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Lore City is the 670th most densely settled place in Ohio.
- Density in context: Lore City's 857 people per square mile sit against a Ohio median of 1,289.
- Location: 39.9832 / -81.4601, per the US Census Bureau Gazetteer.
- Nearest larger cities: Senecaville (3 mi); Byesville (5 mi); Pleasant City (7 mi); Cambridge (7 mi); Quaker City (9 mi). Lenders licensed in the state serve Lore City whether or not they keep a local branch.
- Smaller communities within reach: Old Washington (4 mi); Batesville (10 mi); Sarahsville (12 mi).
- Smaller neighbours: 43 places smaller than Lore City sit within 50 miles.
- Larger places within 100 miles: 614.
Lore City's place among Ohio's 924 places
Lore City is the 765th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Lore City stands 481st among Ohio's 924 places — roughly the 48th percentile. At about 857 people per square mile, Lore City is the 670th most densely settled place in Ohio. In land area, Lore City ranks 762nd among Ohio's 924 places.
What to do before borrowing in Lore City
A sensible order of operations for a loan in Lore City, home to about 281 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Ohio licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Lore City and the rest of Ohio is not the process but the borrower's own file, among the 281 people here.
Which Ohio laws govern a loan in Lore City
These are Ohio's sourced lending facts as they reach Lore City's 281 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Borrowing reach in Lore City
At roughly 857 people per square mile, Lore City is moderately settled; 114 larger places lie within 50 miles. What is available to Lore City's 281 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Senecaville, OH about 3 miles away.
Lore City: area, density and distance
Lore City covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 857 people per square mile. The state's population centre of gravity, Columbus, is roughly 81 miles away. Within 50 miles of Lore City there are 114 larger Census places. By land area it ranks 762nd of 924 Ohio places.
Common questions
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Nearby places
- Senecaville, OH — population 415
- Old Washington, OH — population 223
- Byesville, OH — population 2,341
- Pleasant City, OH — population 390
- Cambridge, OH — population 9,969
- Quaker City, OH — population 379
- Sarahsville, OH — population 151
- Batesville, OH — population 100