Personal loans in Old Washington, OH
A 2020-to-2023 comparison shows Old Washington down by about 1.3%. With 223 residents, Old Washington outranks about 13% of the communities in Ohio.
A personal loan in Old Washington is priced from your credit file and income, not from the fact that the city holds 223 people. Use the calculator on this page to price an amount and term before you commit in Old Washington. To lend to Old Washington's 223 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. For a bigger market, look to Lore City, OH about 4 miles away.
Old Washington: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: a Census-estimated 223, 803rd among Ohio's 924 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.3%.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: roughly 13% of Ohio's places have fewer residents than Old Washington's 223.
- Population density: about 332 people per square mile (Census land area 0.7 sq mi).
- Land area rank: Old Washington's 0.7 square miles rank 617th of 924 places in Ohio.
- Share of state population: Old Washington's 223 residents are about 0.0% of Ohio.
- National rank: Old Washington sits 16,132nd by population among the 19,457 places in this dataset.
- Growth in Ohio: Old Washington stands 559th by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Old Washington's 1.3%.
- Density in Ohio: Old Washington ranks 865th by people per square mile.
- Against the state median: Old Washington runs about 332 residents per square mile, where the Ohio median is 1,289.
- Location: 40.0376, -81.4442 (Census Gazetteer coordinates).
- Nearest larger cities: Lore City (4 mi); Byesville (7 mi); Senecaville (7 mi); Cambridge (8 mi); Quaker City (9 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Fairview (11 mi); Batesville (12 mi); Sarahsville (16 mi).
- Smaller neighbours: 34 places smaller than Old Washington sit within 50 miles.
- Larger places within 100 miles: 669.
The state rulebook for Old Washington
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Old Washington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Old Washington on the map
Inside Old Washington's boundaries lie about 0.7 square miles of land, with no significant water area recorded. Spread across it are roughly 332 residents per square mile. The largest place in Ohio, Columbus, lies about 82 miles away. Within 50 miles of Old Washington there are 123 larger Census places. Within the same 50 miles lie 34 smaller Census places.
What shapes a Old Washington personal loan
With roughly 223 residents, Old Washington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Old Washington's 223 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Old Washington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Old Washington
With about 332 residents per square mile, Old Washington is lightly settled, and 123 larger Census places sit within 50 miles. Lenders licensed in Ohio reach Old Washington's 223 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Lore City, OH about 4 miles away.
A practical checklist for Old Washington borrowers
Before you apply in Old Washington, a community of about 223, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Old Washington as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 223 residents.
Common questions
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Does comparing loans in Old Washington cost me credit score points?
Nearby places
- Lore City, OH — population 281
- Senecaville, OH — population 415
- Byesville, OH — population 2,341
- Cambridge, OH — population 9,969
- Quaker City, OH — population 379
- Pleasant City, OH — population 390
- Batesville, OH — population 100
- Fairview, OH — population 69