Personal loans in Dennison, OH
If you are weighing a personal loan in Dennison, start from the payment you can carry; its 2,653 residents face the same statewide rules. Roughly 2,653 residents live in Dennison, the 351st-largest community in Ohio.
The next larger city is Uhrichsville, OH about 1 miles away. Dennison shed about 1.4% of its population between the 2020 base and the 2023 estimate. A lender that serves Dennison operates under Ohio lending statutes and a Ohio supervisor. Verify the lender's Ohio licence against the regulator named below before borrowing in Dennison.
Dennison: population, trend and location
Dennison is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 2,653, ranked 351st of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- People gained or lost: about 38 fewer since the 2020 base.
- Size percentile: Dennison sits ahead of around 62% of Ohio places, at 2,653 people.
- Population density: about 1,961 people per square mile (Census land area 1.4 sq mi).
- Land area rank: Dennison's 1.4 square miles rank 442nd of 924 places in Ohio.
- Share of Ohio: Dennison holds about 0.0% of the state's population, some 2,653 people.
- National rank: Dennison is 6,668th of 19,457 places nationwide.
- Growth in Ohio: Dennison stands 584th by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Dennison moved 1.4%.
- Density rank: Dennison places 222nd among Ohio's places by people per square mile.
- Density vs Ohio: Dennison's 1,961 people per square mile compare with a state median of 1,289.
- Location: 40.3977, -81.3273 (US Census Bureau Gazetteer).
- Nearest larger cities: Uhrichsville (1 mi); New Philadelphia (9 mi); Dover (12 mi); Newcomerstown (16 mi); Strasburg (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Midvale (3 mi); Tuscarawas (4 mi); Barnhill (4 mi).
- Smaller places within 50 miles: 133 of them.
- At 100 miles: 314 larger Census places fall inside that radius.
Where Dennison sits in Ohio
Within Ohio, Dennison holds roughly 0.0% of all residents, the 351st-largest share among 924 places. For population change between 2020 and 2023, Dennison ranks 584th of 924 in Ohio (about the 37th percentile). By density, at about 1,961 people per square mile, it ranks 222nd in Ohio. Between 2020 and 2023 the count changed by roughly 38 residents.
A practical checklist for Dennison borrowers
These steps shape the offer you get in Dennison, a place of about 2,653 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Ohio regulator's licence list.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Dennison as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 2,653 residents.
Where Dennison sits
Dennison's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,961 residents per square mile. The state's population centre of gravity, Columbus, is roughly 92 miles away. A 50-mile radius around Dennison takes in 51 places that are larger. The 100-mile radius contains 314 larger places.
Ohio consumer-lending rules applied in Dennison
Ohio has no separate rate rule for Dennison; the sourced rows below are what reach every lender that serves its 2,653 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
How personal loans work in Dennison
In Dennison, a small community of about 2,653, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Dennison lender to disclose the APR and finance charge before you sign. The term you choose in Dennison decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Dennison if my credit is poor?
What loan size can I expect in Dennison?
Do I have to pledge anything to borrow in Dennison?
Does comparing loans in Dennison cost me credit score points?
Nearby places
- Uhrichsville, OH — population 5,155
- Midvale, OH — population 653
- Barnhill, OH — population 376
- Tuscarawas, OH — population 1,024
- Roswell, OH — population 212
- Gnadenhutten, OH — population 1,209
- Sherrodsville, OH — population 221
- Leesville, OH — population 127