Personal loans in Barnhill, OH
For the 376 people in Barnhill, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. With an estimated 376 residents, Barnhill is the 724th-largest of 924 places in Ohio.
Personal loans in Barnhill are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 376 population. The trend for Barnhill between 2020 and 2023 is downward by roughly 1.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Barnhill lender. The next larger city is Midvale, OH about 1 miles away.
Borrowing in Barnhill: the local picture
Two layers matter for a Barnhill borrower: the local population picture and Ohio's consumer-lending statutes.
- Population: 376 residents; Barnhill is the 724th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: roughly 22% of Ohio's places have fewer residents than Barnhill's 376.
- Population density: about 984 people per square mile (Census land area 0.4 sq mi).
- By land area: Barnhill ranks 735th among Ohio's 924 places, at 0.4 sq mi.
- Within Ohio: about 0.0% of the state's population lives in Barnhill.
- National rank: Barnhill is the 14,327th most populous of the 19,457 Census places covered here.
- Growth rank: Barnhill ranks 480th among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Barnhill's 1.1%.
- Density rank: Barnhill places 609th among Ohio's places by people per square mile.
- Against the state median: Barnhill runs about 984 residents per square mile, where the Ohio median is 1,289.
- Location: coordinates 40.4498, -81.3679 (US Census Bureau Gazetteer).
- Nearest larger cities: Midvale (1 mi); Uhrichsville (3 mi); Dennison (4 mi); Tuscarawas (4 mi); New Philadelphia (5 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Roswell (2 mi); Sherrodsville (7 mi); Leesville (8 mi).
- Smaller neighbours: 54 places smaller than Barnhill sit within 50 miles.
- At 100 miles: 662 larger Census places fall inside that radius.
The state rulebook for Barnhill
The rows below set out what a licensed lender must follow in Ohio, and so for Barnhill's roughly 376 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Lender access in Barnhill
Barnhill is moderately settled, with about 984 people per square mile and 136 larger places within 50 miles. Whether Barnhill has a local branch or not, a Ohio-licensed lender can serve its 376 people online on the same terms. The nearest bigger place is Midvale, OH about 1 miles away.
How Barnhill compares across Ohio
Among Ohio's 924 places, Barnhill sits at 724th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Barnhill stands 480th among Ohio's 924 places — roughly the 48th percentile. At about 984 people per square mile, Barnhill is the 609th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 4 residents.
What shapes a Barnhill personal loan
In Barnhill, a small community of about 376, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Barnhill. A longer term lowers the monthly payment on a Barnhill loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Barnhill
Inside Barnhill's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 984 people per square mile. The largest place in Ohio, Columbus, lies about 91 miles away. Counting outward 50 miles, 136 larger communities surround Barnhill. The 100-mile radius contains 662 larger places.
Common questions
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Nearby places
- Midvale, OH — population 653
- Roswell, OH — population 212
- Uhrichsville, OH — population 5,155
- Tuscarawas, OH — population 1,024
- Dennison, OH — population 2,653
- New Philadelphia, OH — population 17,440
- Gnadenhutten, OH — population 1,209
- Sherrodsville, OH — population 221