Personal loans in Gnadenhutten, OH

If you are weighing a personal loan in Gnadenhutten, start from the payment you can carry; its 1,209 residents face the same statewide rules. Lenders active in Gnadenhutten report to a Ohio supervisor, identified in the sourced rows below.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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The Census estimates 1,209 residents in Gnadenhutten, which ranks it 491st of 924 places in Ohio. Price two or three terms so you can see which payment is truly affordable in Gnadenhutten. Population in Gnadenhutten dropped about 2.0% over the three years from 2020 to 2023. The closest larger place is Uhrichsville, OH about 5 miles away.

What the Census records for Gnadenhutten

The figures below are Gnadenhutten's own — Census population, land area and coordinates — followed by the Ohio rules.

Population: 1,209 people, a figure that places Gnadenhutten 491st among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
Population trend: The 2020-to-2023 change is negative, near 2.0%.
People gained or lost: about 25 fewer since the 2020 base.
Size percentile: with 1,209 residents, Gnadenhutten is larger than about 47% of Ohio's Census places.
Density: roughly 1,321 residents per square mile, spread over 0.9 sq mi of land.
Land area rank: Gnadenhutten's 0.9 square miles rank 546th of 924 places in Ohio.
Share of Ohio: Gnadenhutten holds about 0.0% of the state's population, some 1,209 people.
National rank: Gnadenhutten is 9,520th of 19,457 places nationwide.
Growth in Ohio: Gnadenhutten stands 728th by percentage change from 2020 to 2023, among 924 places.
State comparison: Ohio's places average +0.9% for 2020-to-2023, against Gnadenhutten's 2.0%.
Density rank: Gnadenhutten places 445th among Ohio's places by people per square mile.
Against the state median: Gnadenhutten runs about 1,321 residents per square mile, where the Ohio median is 1,289.
Location: 40.3599, -81.4264 (US Census Bureau Gazetteer).
Nearest larger cities: Uhrichsville (5 mi); Dennison (6 mi); New Philadelphia (9 mi); Newcomerstown (11 mi); Dover (12 mi). A branch is convenient; it is not what sets your APR.
Smaller places nearby: Tuscarawas (3 mi); Port Washington (5 mi); Midvale (6 mi).
Within a 50-mile radius: 99 smaller Census places.
Larger places within 100 miles: 448.

The anatomy of a Gnadenhutten personal loan

A Gnadenhutten personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,209 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Gnadenhutten. Shortening the term on a Gnadenhutten loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Gnadenhutten

Gnadenhutten's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,321 people per square mile. Columbus, the largest place in Ohio, is about 86 miles from Gnadenhutten. Counting outward 50 miles, 77 larger communities surround Gnadenhutten. By land area it ranks 546th of 924 Ohio places.

The Gnadenhutten borrowing checklist

For Gnadenhutten's roughly 1,209 residents, these are the steps that most influence the offer:

Pull your credit reports first and correct any error before a lender sees the file.
Use the loan calculator to test the payment on your intended amount and term.
Collect three or more offers and compare them on APR, not on the advertised rate.
Check the Ohio regulator's records to confirm the lender is licensed here.
Check that the monthly payment fits your budget next to your existing obligations.
Choose a term you can live with; stretching it lowers the payment but raises total interest.
Keep the amount to the expense; an approval is not a reason to take more.

In Gnadenhutten as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,209 residents.

Gnadenhutten's place among Ohio's 924 places

Within Ohio, Gnadenhutten holds roughly 0.0% of all residents, the 491st-largest share among 924 places. Its 2020-to-2023 change ranks 728th of 924 Ohio places, putting it near the 21th percentile for growth. At about 1,321 people per square mile, Gnadenhutten is the 445th most densely settled place in Ohio. The population moved by about 25 people between 2020 and 2023, a 2.0% shift.

Which Ohio laws govern a loan in Gnadenhutten

These are Ohio's sourced lending facts as they reach Gnadenhutten's 1,209 residents; the state has no city-level rate rule.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

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Common questions

What are my options in Gnadenhutten if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gnadenhutten is the same as anywhere in Ohio.

What loan size can I expect in Gnadenhutten?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Gnadenhutten?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Gnadenhutten cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Tuscarawas, OH — population 1,024
Uhrichsville, OH — population 5,155
Midvale, OH — population 653
Port Washington, OH — population 545
Dennison, OH — population 2,653
Barnhill, OH — population 376
New Philadelphia, OH — population 17,440
Stone Creek, OH — population 144