Personal loans in Roswell, OH

Roswell: the sourced local profile

The figures below are Roswell's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: about 212 people live here, which puts Roswell 820th of 924 Census places in Ohio (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 11% of Ohio communities are smaller than Roswell (212 residents).
• Population density: about 760 people per square mile (Census land area 0.3 sq mi).
• Land area rank: Roswell's 0.3 square miles rank 788th of 924 places in Ohio.
• Within Ohio: about 0.0% of the state's population lives in Roswell.
• National standing: Roswell ranks 16,304th of 19,457 US places.
• Growth rank: Roswell's 2020-to-2023 change ranks 697th of 924 places in Ohio.
• Against the state trend: Roswell's 1.9% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Roswell ranks 711th by people per square mile.
• Density vs Ohio: Roswell's 760 people per square mile compare with a state median of 1,289.
• Location: 40.4759, -81.3479 (US Census Bureau Gazetteer).
• Nearest larger cities: Barnhill (2 mi); Midvale (3 mi); New Philadelphia (5 mi); Uhrichsville (5 mi); Dennison (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Leesville (7 mi); Parral (10 mi); Zoar (10 mi).
• Smaller neighbours: 28 places smaller than Roswell sit within 50 miles.
• Larger places within 100 miles: 736.

Which Ohio laws govern a loan in Roswell

Ohio has no separate rate rule for Roswell; the sourced rows below are what reach every lender that serves its 212 people.

Lender access in Roswell

At roughly 760 people per square mile, Roswell is moderately settled; 163 larger places lie within 50 miles. Lenders licensed in Ohio reach Roswell's 212 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Barnhill, OH about 2 miles away.

Roswell: area, density and distance

Roswell's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 760 residents per square mile. Columbus, the largest place in Ohio, is about 93 miles from Roswell. Within 50 miles of Roswell there are 163 larger Census places. The 100-mile radius contains 736 larger places.

Where Roswell sits in Ohio

Among Ohio's 924 places, Roswell sits at 820th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Roswell ranks 697th of 924 in Ohio (about the 25th percentile). Its roughly 760 residents per square mile place it 711th among Ohio's places. By land area, its 0.3 square miles rank 788th of 924 places in Ohio.

Before you apply in Roswell

Complete these steps first when you borrow in Roswell (212 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Roswell-specific: the same Ohio licensing and disclosure rules reach all 212 residents.