Personal loans in Sherrodsville, OH
If you are weighing a personal loan in Sherrodsville, start from the payment you can carry; its 221 residents face the same statewide rules. Roughly 221 residents live in Sherrodsville, the 809th-largest community in Ohio. Decide the purpose of the loan and your repayment plan before sharing any details with a Sherrodsville lender. Census figures show Sherrodsville holding steady across 2020 to 2023. To lend to Sherrodsville's 221 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The next larger city is Dellroy, OH about 5 miles away.
Sherrodsville: the sourced local profile
Sherrodsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 221 people, a figure that places Sherrodsville 809th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: about 12% of Ohio's Census places are smaller than Sherrodsville.
- Density: the Census land area of 0.3 sq mi holds about 699 people per square mile.
- Land area: Sherrodsville covers 0.3 square miles, the 771st-largest area among Ohio's 924 places.
- Within Ohio: about 0.0% of the state's population lives in Sherrodsville.
- National rank: Sherrodsville is the 16,162nd most populous of the 19,457 Census places covered here.
- Growth in Ohio: Sherrodsville stands 252nd by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Sherrodsville moved 0.0%.
- Density in Ohio: Sherrodsville ranks 743rd by people per square mile.
- Density vs Ohio: Sherrodsville's 699 people per square mile compare with a state median of 1,289.
- Location: latitude 40.4945, longitude -81.2441 (Census Gazetteer).
- Nearest larger cities: Dellroy (5 mi); Bowerston (6 mi); Barnhill (7 mi); Midvale (8 mi); Dennison (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Leesville (3 mi); Roswell (6 mi); Zoar (12 mi) — useful context for the surrounding area.
- Smaller neighbours: 32 places smaller than Sherrodsville sit within 50 miles.
- Within 100 miles: 721 places are larger than Sherrodsville.
The geography behind Sherrodsville
Sherrodsville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 221 residents, the land area yields roughly 699 people per square mile. The state's population centre of gravity, Columbus, is roughly 98 miles away. A 50-mile radius around Sherrodsville takes in 161 places that are larger. Within the same 50 miles lie 32 smaller Census places.
What a Sherrodsville borrower is actually offered
Sherrodsville is a small community of about 221 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Sherrodsville can be quoted different APRs on the same amount and term. The term you choose in Sherrodsville decides the split between a comfortable payment and the total interest you pay.
Sherrodsville against the rest of Ohio
Among Ohio's 924 places, Sherrodsville sits at 809th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Sherrodsville stands 252nd among Ohio's 924 places — roughly the 73th percentile. By density, at about 699 people per square mile, it ranks 743rd in Ohio. Within 50 miles sit 32 smaller Census places, alongside the 161 that are larger.
The Ohio lending rules that reach Sherrodsville
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Sherrodsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Borrowing reach in Sherrodsville
With about 699 residents per square mile, Sherrodsville is moderately settled, and 161 larger Census places sit within 50 miles. Whether Sherrodsville has a local branch or not, a Ohio-licensed lender can serve its 221 people online on the same terms. The nearest bigger place is Dellroy, OH about 5 miles away.
Common questions
What are my options in Sherrodsville if my credit is poor?
What loan size can I expect in Sherrodsville?
Do I have to pledge anything to borrow in Sherrodsville?
Does comparing loans in Sherrodsville cost me credit score points?
Nearby places
- Leesville, OH — population 127
- Dellroy, OH — population 265
- Bowerston, OH — population 349
- Roswell, OH — population 212
- Dennison, OH — population 2,653
- Barnhill, OH — population 376
- Uhrichsville, OH — population 5,155
- Midvale, OH — population 653