Personal loans in Deersville, OH
At about 65 residents, Deersville is larger than roughly 1% of the places in Ohio. The 2020 count to the 2023 estimate shows about 1.5% decline in Deersville. Deersville counts about 65 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing. Every figure below is Ohio's own, applied to Deersville's 65 residents, with the publisher and retrieval date attached. Judge Deersville offers on total cost, not on how quickly the money arrives. The closest larger place is Freeport, OH about 8 miles away.
Where Deersville stands
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: an estimated 65 residents, 919th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.5% from 2020 to 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 1% of Ohio places rank below Deersville.
- Density: the Census land area of 0.3 sq mi holds about 188 people per square mile.
- Land area rank: Deersville's 0.3 square miles rank 754th of 924 places in Ohio.
- State share: roughly 0.0% of Ohio's residents live in Deersville (65 people).
- Nationally: Deersville is the 18,737th-largest of 19,457 Census places in the dataset.
- Growth rank: Deersville ranks 620th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Deersville's 1.5% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: Deersville ranks 903rd by people per square mile.
- Density in context: Deersville's 188 people per square mile sit against a Ohio median of 1,289.
- Location: latitude 40.3083, longitude -81.1880 (Census Gazetteer).
- Nearest larger cities: Freeport (8 mi); Scio (8 mi); Bowerston (8 mi); Dennison (10 mi); Leesville (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Miltonsburg (33 mi); Green Hills (48 mi); S.N.P.J. (56 mi).
- Smaller neighbours: 2 places smaller than Deersville sit within 50 miles.
- At 100 miles: 805 larger Census places fall inside that radius.
Land, water and location for Deersville
Deersville's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 65 residents, the land area yields roughly 188 people per square mile. The largest place in Ohio, Columbus, lies about 98 miles away. Counting outward 50 miles, 177 larger communities surround Deersville. Within the same 50 miles lie 2 smaller Census places.
Deersville's place among Ohio's 924 places
Set beside Ohio's 924 places, Deersville ranks 919th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 620th of 924 Ohio places, putting it near the 33th percentile for growth. Its roughly 188 residents per square mile place it 903rd among Ohio's places. In land area, Deersville ranks 754th among Ohio's 924 places.
The anatomy of a Deersville personal loan
Deersville is a small community of about 65 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Deersville's rank of 919th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Deersville loan but raises total interest, so the smallest payment is not the cheapest loan.
Ohio consumer-lending rules applied in Deersville
Below are the Ohio rules that apply to a loan made in Deersville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Getting a loan in Deersville
At roughly 188 people per square mile, Deersville is lightly settled; 177 larger places lie within 50 miles. What is available to Deersville's 65 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Freeport, OH about 8 miles away.
Common questions
What are my options in Deersville if my credit is poor?
What loan size can I expect in Deersville?
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Does comparing loans in Deersville cost me credit score points?
Nearby places
- Bowerston, OH — population 349
- Freeport, OH — population 315
- Scio, OH — population 653
- Leesville, OH — population 127
- Holloway, OH — population 325
- Dennison, OH — population 2,653
- Uhrichsville, OH — population 5,155
- Jewett, OH — population 539