Personal loans in Crisfield, MD
The first question in Crisfield is not the rate on offer but whether the payment fits; about 2,486 people live here under Maryland lending law. Census figures put the 2020-to-2023 increase in Crisfield at about 0.7%.
An estimated 2,486 people make their home in Crisfield, a figure that ranks 66th in Maryland. Rate-shopping from Crisfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 2,486 people in Crisfield, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Pocomoke City, MD about 17 miles away.
Borrowing in Crisfield: the local picture
What follows is Crisfield's place in the Census record, alongside the Maryland rules that govern a personal loan made here.
- Population: about 2,486, ranked 66th of 157 places in Maryland (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.7% above the 2020 Census base.
- Net change: roughly 18 more people than the 2020 Census counted.
- Size percentile: Crisfield's 2,486 people outrank roughly 58% of the places in Maryland.
- Land and density: 1.7 square miles of land carry roughly 1,432 residents per square mile.
- Land area rank: Crisfield's 1.7 square miles rank 55th of 157 places in Maryland.
- Water: Crisfield holds about 1.44 square miles, the 4th-largest water area in Maryland.
- Within Maryland: about 0.2% of the state's population lives in Crisfield.
- National standing: Crisfield ranks 6,865th of 19,457 US places.
- Growth rank: Crisfield's 2020-to-2023 change ranks 57th of 157 places in Maryland.
- Versus Maryland: the state average change is +0.7%, while Crisfield moved 0.7%.
- Density rank: Crisfield is the 99th most densely settled place in Maryland.
- Against the state median: Crisfield runs about 1,432 residents per square mile, where the Maryland median is 1,734.
- Location: 37.9755, -75.8545 (Census Gazetteer coordinates).
- Nearest larger cities: Pocomoke City (17 mi); Princess Anne (18 mi); Fruitland (27 mi); Chincoteague (27 mi); Salisbury (31 mi). Living near a larger metro rarely changes what is available in Crisfield.
- Nearest smaller towns: Saxis (8 mi); Tangier (13 mi); Hallwood (16 mi) — useful context for the surrounding area.
- Smaller neighbours: 40 places smaller than Crisfield sit within 50 miles.
- Within 100 miles: 83 places are larger than Crisfield.
The Crisfield borrowing checklist
Before you hand your details to a lender in Crisfield, where the population is near 2,486:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Maryland licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Crisfield as elsewhere in Maryland, the written terms — not the advertisement — are what count for its 2,486 residents.
Where Crisfield sits
Inside Crisfield's boundaries lie roughly 1.7 square miles of land and 1.44 square miles of water. That land carries about 1,432 people per square mile. Baltimore, the largest place in Maryland, is about 100 miles from Crisfield. Within 50 miles of Crisfield there are 13 larger Census places. The 100-mile radius contains 83 larger places.
Which Maryland laws govern a loan in Crisfield
The rows below set out what a licensed lender must follow in Maryland, and so for Crisfield's roughly 2,486 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance" | Maryland General Assembly as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Crisfield's place among Maryland's 157 places
Against Maryland's other places, Crisfield accounts for about 0.2% of the state's population and ranks 66th of 157 by size. On the 2020-to-2023 trend, Crisfield stands 57th among Maryland's 157 places — roughly the 64th percentile. By density, at about 1,432 people per square mile, it ranks 99th in Maryland. Within 50 miles sit 40 smaller Census places, alongside the 13 that are larger.
How personal loans work in Crisfield
With roughly 2,486 residents, Crisfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crisfield. Shortening the term on a Crisfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Crisfield if my credit is poor?
What loan size can I expect in Crisfield?
Do I have to pledge anything to borrow in Crisfield?
Does comparing loans in Crisfield cost me credit score points?
Nearby places
- Saxis, VA — population 170
- Tangier, VA — population 432
- Bloxom, VA — population 378
- Parksley, VA — population 809
- Princess Anne, MD — population 3,534
- Hallwood, VA — population 205
- Onancock, VA — population 1,157
- Pocomoke City, MD — population 4,401