Personal loans in Parksley, VA

Parksley by the numbers

Parksley is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 809, ranked 145th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.0% since the 2020 count.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: Parksley's 809 people outrank roughly 36% of the places in Virginia.
• Density: the Census land area of 0.6 sq mi holds about 1,313 people per square mile.
• Land area rank: Parksley's 0.6 square miles rank 187th of 227 places in Virginia.
• Share of Virginia: Parksley holds about 0.0% of the state's population, some 809 people.
• National rank: Parksley sits 11,137th by population among the 19,457 places in this dataset.
• Growth rank: Parksley's 2020-to-2023 change ranks 136th of 227 places in Virginia.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Parksley's 1.0%.
• Density rank: Parksley is the 63rd most densely settled place in Virginia.
• Density vs Virginia: Parksley's 1,313 people per square mile compare with a state median of 823.
• Location: 37.7863, -75.6539 (Census Gazetteer coordinates).
• Nearest larger cities: Onancock (7 mi); Crisfield (17 mi); Pocomoke City (20 mi); Chincoteague (20 mi); Exmore (20 mi). Lenders licensed in the state serve Parksley whether or not they keep a local branch.
• Smaller towns nearby: Bloxom (3 mi); Accomac (5 mi); Hallwood (7 mi).
• Smaller places within 50 miles: 18 of them.
• At 100 miles: 87 larger Census places fall inside that radius.

What Virginia law requires in Parksley

Below are the Virginia rules that apply to a loan made in Parksley, each with the regulator that issued it.

Parksley: area, density and distance

Inside Parksley's boundaries lie about 0.6 square miles of land, with no significant water area recorded. With 809 residents, the land area yields roughly 1,313 people per square mile. Virginia Beach, the largest place in Virginia, is about 73 miles from Parksley. Parksley has 17 larger places within a 50-mile radius. The 100-mile radius contains 87 larger places.

The Parksley borrowing checklist

Before you hand your details to a lender in Parksley, where the population is near 809:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Virginia regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Parksley and the rest of Virginia is not the process but the borrower's own file, among the 809 people here.

How Parksley compares across Virginia

Parksley is the 145th-largest of 227 Census places in Virginia and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 136th of 227 Virginia places, putting it near the 40th percentile for growth. Its roughly 1,313 residents per square mile place it 63rd among Virginia's places. The population moved by about 8 people between 2020 and 2023, a 1.0% shift.

How lenders reach Parksley

Parksley is a moderately settled community of about 809 people, with 17 larger places inside a 50-mile radius. Lenders licensed in Virginia reach Parksley's 809 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Onancock, VA about 7 miles away.