Personal loans in Hallwood, VA

Hallwood is a small community of about 205 residents, and a personal loan taken out here is governed by Virginia statute. A single loan can carry different costs on either side of a state line, and Hallwood sits on the Virginia side of that line. For a community of about 205, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Bloxom, VA about 4 miles away.

Hallwood by the numbers

Read the local figures below as context; read the sourced Virginia table as the rulebook a lender here must follow.

• Population: 205 people, a figure that places Hallwood 210th among the 227 Census places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: with 205 residents, Hallwood is larger than about 7% of Virginia's Census places.
• Population density: about 869 people per square mile (Census land area 0.2 sq mi).
• Land area: Hallwood covers 0.2 square miles, the 218th-largest area among Virginia's 227 places.
• Share of Virginia: Hallwood holds about 0.0% of the state's population, some 205 people.
• National rank: Hallwood is 16,404th of 19,457 places nationwide.
• Growth rank: Hallwood ranks 93rd among Virginia's 227 places for the 2020-to-2023 change.
• Against the state trend: Hallwood's 0.0% change compares with a Virginia average of -0.0% across its 227 places.
• Density in Virginia: Hallwood ranks 111th by people per square mile.
• Against the state median: Hallwood runs about 869 residents per square mile, where the Virginia median is 823.
• Location: the Census Gazetteer records it at 37.8774, -75.5895.
• Nearest larger cities: Bloxom (4 mi); Parksley (7 mi); Accomac (12 mi); Pocomoke City (13 mi); Chincoteague (14 mi). Lenders licensed in the state serve Hallwood whether or not they keep a local branch.
• Smaller communities within reach: Saxis (8 mi); Keller (20 mi); Galestown (48 mi).
• Smaller places within 50 miles: 5 of them.
• Larger places within 100 miles: 138.

Hallwood against the rest of Virginia

Set beside Virginia's 227 places, Hallwood ranks 210th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 93rd of 227 Virginia places, putting it near the 59th percentile for growth. By density, at about 869 people per square mile, it ranks 111th in Virginia. Within 50 miles sit 5 smaller Census places, alongside the 41 that are larger.

A pre-application checklist for Hallwood

Before you hand your details to a lender in Hallwood, where the population is near 205:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Virginia regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Hallwood and the rest of Virginia is not the process but the borrower's own file, among the 205 people here.

Lender access in Hallwood

With about 869 residents per square mile, Hallwood is moderately settled, and 41 larger Census places sit within 50 miles. Lenders licensed in Virginia reach Hallwood's 205 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bloxom, VA about 4 miles away.

The geography behind Hallwood

Hallwood covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 205 residents, the land area yields roughly 869 people per square mile. The largest place in Virginia, Virginia Beach, lies about 80 miles away. Within 50 miles of Hallwood there are 41 larger Census places. Within the same 50 miles lie 5 smaller Census places.

Which Virginia laws govern a loan in Hallwood

This table holds the Virginia rate and licensing rules for consumer loans made to Hallwood's 205 residents.