Personal loans in Bloxom, VA

Bloxom by the numbers

Here is the sourced Census picture for Bloxom, plus the Virginia lending rules that apply to a loan taken out here.

• Population: about 378 people live here, which puts Bloxom 183rd of 227 Census places in Virginia (Vintage 2023).
• Population trend: A loss of roughly 0.8% between 2020 and 2023.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: about 19% of Virginia's Census places are smaller than Bloxom.
• Population density: 1,135 people per square mile on 0.3 square miles of land.
• Land area rank: Bloxom's 0.3 square miles rank 208th of 227 places in Virginia.
• Within Virginia: about 0.0% of the state's population lives in Bloxom.
• National rank: Bloxom is 14,301st of 19,457 places nationwide.
• Growth rank: Bloxom ranks 125th among Virginia's 227 places for the 2020-to-2023 change.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Bloxom's 0.8%.
• Density in Virginia: Bloxom ranks 73rd by people per square mile.
• Density in context: Bloxom's 1,135 people per square mile sit against a Virginia median of 823.
• Location: 37.8292, -75.6214 (US Census Bureau Gazetteer).
• Nearest larger cities: Parksley (3 mi); Accomac (8 mi); Onancock (11 mi); Onley (11 mi); Melfa (14 mi). Living near a larger metro rarely changes what is available in Bloxom.
• Nearest smaller places: Hallwood (4 mi); Saxis (9 mi); Wachapreague (16 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Within 100 miles: 116 places are larger than Bloxom.

Inside a Bloxom personal loan

With roughly 378 residents, Bloxom is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bloxom can be quoted different APRs on the same amount and term. The term you choose in Bloxom decides the split between a comfortable payment and the total interest you pay.

The Virginia lending rules that reach Bloxom

Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Bloxom lender must follow.

Borrowing reach in Bloxom

With about 1,135 residents per square mile, Bloxom is moderately settled, and 30 larger Census places sit within 50 miles. Whether Bloxom has a local branch or not, a Virginia-licensed lender can serve its 378 people online on the same terms. The nearest larger city, Parksley, VA about 3 miles away.

Bloxom: area, density and distance

Bloxom's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 378 residents, the land area yields roughly 1,135 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 76 miles away. Counting outward 50 miles, 30 larger communities surround Bloxom. Within the same 50 miles lie 8 smaller Census places.

Before you apply in Bloxom

For Bloxom's roughly 378 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Virginia regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Bloxom-specific: the same Virginia licensing and disclosure rules reach all 378 residents.