Personal loans in Tangier, VA
Tangier ranks 179th of 227 places in Virginia, with a population near 432. Tangier, Virginia — home to about 432 people — is a small community, so the terms you are offered follow Virginia law rather than any local rule.
The trend for Tangier between 2020 and 2023 is downward by roughly 0.5%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tangier loan. To lend to Tangier's 432 residents, a company must hold a Virginia licence, and each sourced row below names the regulator behind it. The nearest larger metro is Crisfield, MD about 13 miles away.
Tangier: population, trend and location
Two layers matter for a Tangier borrower: the local population picture and Virginia's consumer-lending statutes.
- Population: about 432, ranked 179th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.5% from the 2020 Census base to the 2023 estimate.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: bigger than about 21% of the places in Virginia, with 432 residents in Tangier.
- Density: the Census land area of 0.5 sq mi holds about 799 people per square mile.
- Land area: Tangier covers 0.5 square miles, the 194th-largest area among Virginia's 227 places.
- Share of state population: Tangier's 432 residents are about 0.0% of Virginia.
- National rank: Tangier is the 13,765th most populous of the 19,457 Census places covered here.
- Growth in Virginia: Tangier stands 113th by percentage change from 2020 to 2023, among 227 places.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Tangier's 0.5%.
- Density in Virginia: Tangier ranks 118th by people per square mile.
- Density in context: Tangier's 799 people per square mile sit against a Virginia median of 823.
- Location: coordinates 37.8234, -75.9928 (US Census Bureau Gazetteer).
- Nearest larger cities: Crisfield (13 mi); Onancock (16 mi); Onley (18 mi); Parksley (19 mi); Accomac (19 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Saxis (16 mi); Melfa (18 mi); Keller (19 mi).
- Smaller neighbours: 13 places smaller than Tangier sit within 50 miles.
- Within 100 miles: 145 places are larger than Tangier.
What is available to Tangier borrowers
Tangier is moderately settled, with about 799 people per square mile and 25 larger places within 50 miles. Distance to a branch rarely matters for Tangier's 432 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Crisfield, MD about 13 miles away.
How personal loans work in Tangier
With roughly 432 residents, Tangier is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Tangier. The term you choose in Tangier decides the split between a comfortable payment and the total interest you pay.
Tangier against the rest of Virginia
Among Virginia's 227 places, Tangier sits at 179th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Tangier stands 113th among Virginia's 227 places — roughly the 50th percentile. By density, at about 799 people per square mile, it ranks 118th in Virginia. In land area, Tangier ranks 194th among Virginia's 227 places.
Virginia rules behind a Tangier personal loan
Below are the Virginia rules that apply to a loan made in Tangier, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Land, water and location for Tangier
Tangier's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 799 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 72 miles. Within 50 miles of Tangier there are 25 larger Census places. Within the same 50 miles lie 13 smaller Census places.
Common questions
What are my options in Tangier if my credit is poor?
What loan size can I expect in Tangier?
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Nearby places
- Crisfield, MD — population 2,486
- Onancock, VA — population 1,157
- Saxis, VA — population 170
- Keller, VA — population 141
- Onley, VA — population 534
- Melfa, VA — population 397
- Painter, VA — population 270
- Belle Haven, VA — population 535