Personal loans in Keller, VA
Keller is a small community in Virginia, with an estimated 141 residents, and every licensed lender here follows the same state rulebook. Keller is one of 227 Census places in Virginia; its 141 residents put it at 215th.
Keller lost roughly 2.1% of its population across the 2020-to-2023 comparison. Every figure below is Virginia's own, applied to Keller's 141 residents, with the publisher and retrieval date attached. Rate-shopping from Keller costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Melfa, VA about 2 miles away.
The Keller data picture
Here is the sourced Census picture for Keller, plus the Virginia lending rules that apply to a loan taken out here.
- Population: an estimated 141 residents, 215th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.1% between 2020 and 2023.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 141 residents, Keller is larger than about 5% of Virginia's Census places.
- Population density: about 412 people per square mile (Census land area 0.3 sq mi).
- Land area rank: Keller's 0.3 square miles rank 207th of 227 places in Virginia.
- Share of state population: Keller's 141 residents are about 0.0% of Virginia.
- National rank: Keller is the 17,398th most populous of the 19,457 Census places covered here.
- Growth rank: Keller ranks 179th among Virginia's 227 places for the 2020-to-2023 change.
- Against the state trend: Keller's 2.1% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Keller places 185th among Virginia's places by people per square mile.
- Density in context: Keller's 412 people per square mile sit against a Virginia median of 823.
- Location: coordinates 37.6211, -75.7644 (US Census Bureau Gazetteer).
- Nearest larger cities: Melfa (2 mi); Painter (3 mi); Wachapreague (4 mi); Onley (5 mi); Belle Haven (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Church Creek (65 mi); Galestown (65 mi); Brookview (66 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 122 larger Census places fall inside that radius.
Where Keller sits
Inside Keller's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 412 people per square mile. Virginia Beach, the largest place in Virginia, is about 60 miles from Keller. Counting outward 50 miles, 29 larger communities surround Keller. The 100-mile radius contains 122 larger places.
What is available to Keller borrowers
At roughly 412 people per square mile, Keller is lightly settled; 29 larger places lie within 50 miles. Distance to a branch rarely matters for Keller's 141 residents: the application is online and the price follows your credit file. The nearest bigger place is Melfa, VA about 2 miles away.
A pre-application checklist for Keller
For Keller's roughly 141 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Virginia licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Virginia; what changes is your credit file, not the fact that Keller holds 141 people.
How Keller compares across Virginia
Keller is the 215th-largest of 227 Census places in Virginia and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 179th of 227 Virginia places, putting it near the 21th percentile for growth. By density, at about 412 people per square mile, it ranks 185th in Virginia. In land area, Keller ranks 207th among Virginia's 227 places.
Which Virginia laws govern a loan in Keller
Below are the Virginia rules that apply to a loan made in Keller, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
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Nearby places
- Melfa, VA — population 397
- Painter, VA — population 270
- Wachapreague, VA — population 255
- Onley, VA — population 534
- Belle Haven, VA — population 535
- Onancock, VA — population 1,157
- Exmore, VA — population 1,431
- Accomac, VA — population 512