Personal loans in Cresson, TX

Cresson, Texas — home to about 1,983 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. A single loan can carry different costs on either side of a state line, and Cresson sits on the Texas side of that line. If debt is already a strain, a nonprofit credit counsellor can help Cresson residents before they take on more. The closest larger city is Godley, TX about 7 miles away.

Borrowing in Cresson: the local picture

Two layers matter for a Cresson borrower: the local population picture and Texas's consumer-lending statutes.

• Population: about 1,983, ranked 606th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 47.2% from 2020 to 2023.
• Absolute change: 636 residents added between 2020 and 2023.
• Size percentile: about 50% of Texas communities are smaller than Cresson (1,983 residents).
• Population density: about 172 people per square mile (Census land area 11.6 sq mi).
• Land area rank: Cresson's 11.6 square miles rank 193rd of 1,224 places in Texas.
• Share of Texas: Cresson holds about 0.0% of the state's population, some 1,983 people.
• National rank: Cresson sits 7,665th by population among the 19,457 places in this dataset.
• Growth rank: Cresson's 2020-to-2023 change ranks 27th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Cresson's 47.2%.
• Density rank: Cresson is the 1,138th most densely settled place in Texas.
• Density in context: Cresson's 172 people per square mile sit against a Texas median of 840.
• Location: 32.5299, -97.6153 (Census Gazetteer coordinates).
• Nearest larger cities: Godley (7 mi); DeCordova (8 mi); Granbury (11 mi); Aledo (12 mi); Annetta (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Stockton Bend (9 mi); Annetta South (10 mi); Annetta North (13 mi).
• Smaller places within 50 miles: 44 of them.
• At 100 miles: 193 larger Census places fall inside that radius.

Texas rules behind a Cresson personal loan

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Cresson lender must follow.

How Cresson compares across Texas

Among Texas's 1,224 places, Cresson sits at 606th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 27th of 1,224 Texas places, putting it near the 98th percentile for growth. At about 172 people per square mile, Cresson is the 1,138th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 636 residents.

What a Cresson borrower is actually offered

With roughly 1,983 residents, Cresson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Cresson can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Cresson loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Cresson sits

Inside Cresson's boundaries lie about 11.6 square miles of land, with no significant water area recorded. Spread across it are roughly 172 residents per square mile. The state's population centre of gravity, Houston, is roughly 231 miles away. Within 50 miles of Cresson there are 79 larger Census places. By land area it ranks 193rd of 1,224 Texas places.

What is available to Cresson borrowers

With about 172 residents per square mile, Cresson is lightly settled, and 79 larger Census places sit within 50 miles. Lenders licensed in Texas reach Cresson's 1,983 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Godley, TX about 7 miles away.