Personal loans in Annetta North, TX
For a borrower among the roughly 613 residents of Annetta North, a personal loan is a tool whose cost turns on the terms, not the address. The Census estimates 613 residents in Annetta North, which ranks it 933rd of 1,224 places in Texas. The 2020 count to the 2023 estimate shows about 11.3% growth in Annetta North. For the 613 people in Annetta North, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Annetta North. The nearest larger metro is Annetta, TX about 2 miles away.
Borrowing in Annetta North: the local picture
Annetta North is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 613 people, a figure that places Annetta North 933rd among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 11.3% since the 2020 count.
- People gained or lost: about 62 more since the 2020 base.
- Size percentile: about 24% of Texas's Census places are smaller than Annetta North.
- Population density: 162 people per square mile on 3.8 square miles of land.
- Land area: Annetta North covers 3.8 square miles, the 456th-largest area among Texas's 1,224 places.
- Share of state population: Annetta North's 613 residents are about 0.0% of Texas.
- National standing: Annetta North ranks 12,333rd of 19,457 US places.
- Growth rank: Annetta North ranks 196th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Annetta North moved 11.3%.
- Density rank: Annetta North is the 1,147th most densely settled place in Texas.
- Density in context: Annetta North's 162 people per square mile sit against a Texas median of 840.
- Location: the Census Gazetteer records it at 32.7128, -97.6424.
- Nearest larger cities: Annetta (2 mi); Aledo (2 mi); Willow Park (3 mi); Annetta South (3 mi); Hudson Oaks (4 mi). Living near a larger metro rarely changes what is available in Annetta North.
- Smaller communities within reach: Sanctuary (14 mi); Stockton Bend (18 mi); Millsap (22 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Larger places within 100 miles: 279.
The state rulebook for Annetta North
Texas has no separate rate rule for Annetta North; the sourced rows below are what reach every lender that serves its 613 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Annetta North on the map
Annetta North covers about 3.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 162 people per square mile. The largest place in Texas, Houston, lies about 242 miles away. Counting outward 50 miles, 111 larger communities surround Annetta North. Within the same 50 miles lie 17 smaller Census places.
Steps to take before a Annetta North loan
Complete these steps first when you borrow in Annetta North (613 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Texas licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Texas; what changes is your credit file, not the fact that Annetta North holds 613 people.
Inside a Annetta North personal loan
With roughly 613 residents, Annetta North is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Annetta North can be quoted different APRs on the same amount and term. The term you choose in Annetta North decides the split between a comfortable payment and the total interest you pay.
Annetta North in state context
Annetta North is the 933rd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 196th of 1,224 Texas places, putting it near the 84th percentile for growth. By density, at about 162 people per square mile, it ranks 1,147th in Texas. The population moved by about 62 people between 2020 and 2023, a 11.3% shift.
Common questions
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Nearby places
- Annetta, TX — population 3,385
- Aledo, TX — population 6,287
- Willow Park, TX — population 6,630
- Annetta South, TX — population 683
- Hudson Oaks, TX — population 2,656
- Weatherford, TX — population 38,109
- Benbrook, TX — population 24,336
- Cresson, TX — population 1,983