Personal loans in Aledo, TX
Lenders active in Aledo report to a Texas supervisor, identified in the sourced rows below. Aledo counts about 6,287 people, and what is genuinely local about borrowing here is limited — Texas law does the governing.
The Census estimates 6,287 residents in Aledo, which ranks it 327th of 1,224 places in Texas. Population in Aledo climbed about 29.4% over the three years from 2020 to 2023. Verify the lender's Texas licence against the regulator named below before borrowing in Aledo. For a bigger market, look to Willow Park, TX about 5 miles away.
Aledo by the numbers
Two layers matter for a Aledo borrower: the local population picture and Texas's consumer-lending statutes.
- Population: 6,287 residents; Aledo is the 327th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 29.4%.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,430 residents.
- Size percentile: about 73% of Texas communities are smaller than Aledo (6,287 residents).
- Land and density: 2.9 square miles of land carry roughly 2,191 residents per square mile.
- By land area: Aledo ranks 538th among Texas's 1,224 places, at 2.9 sq mi.
- State population share: Aledo accounts for about 0.0% of everyone in Texas.
- National rank: Aledo is the 4,249th most populous of the 19,457 Census places covered here.
- Growth rank: Aledo ranks 52nd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Aledo's 29.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Aledo places 151st among Texas's places by people per square mile.
- Density vs Texas: Aledo's 2,191 people per square mile compare with a state median of 840.
- Location: the Census Gazetteer records it at 32.6983, -97.6084.
- Nearest larger cities: Willow Park (5 mi); Benbrook (9 mi); White Settlement (9 mi); Weatherford (10 mi); River Oaks (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Annetta South (2 mi); Annetta North (2 mi); Annetta (4 mi), each with its own Census population profile.
- Smaller places within 50 miles: 72 of them.
- At 100 miles: 118 larger Census places fall inside that radius.
Aledo on the map
Inside Aledo's boundaries lie about 2.9 square miles of land, with no significant water area recorded. That land carries about 2,191 people per square mile. The state's population centre of gravity, Houston, is roughly 240 miles away. Counting outward 50 miles, 63 larger communities surround Aledo. By land area it ranks 538th of 1,224 Texas places.
How Texas law applies in Aledo
For the roughly 6,287 residents of Aledo, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Aledo against the rest of Texas
Against Texas's other places, Aledo accounts for about 0.0% of the state's population and ranks 327th of 1,224 by size. Its 2020-to-2023 change ranks 52nd of 1,224 Texas places, putting it near the 96th percentile for growth. By density, at about 2,191 people per square mile, it ranks 151st in Texas. Within 50 miles sit 72 smaller Census places, alongside the 63 that are larger.
How lenders reach Aledo
With about 2,191 residents per square mile, Aledo is fairly dense, and 63 larger Census places sit within 50 miles. A Texas licence lets a lender serve Aledo without a local office, so branch density does not change what its 6,287 residents are offered. The nearest larger city, Willow Park, TX about 5 miles away.
A pre-application checklist for Aledo
Before you hand your details to a lender in Aledo, where the population is near 6,287:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Texas licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Texas; what changes is your credit file, not the fact that Aledo holds 6,287 people.
Common questions
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Nearby places
- Annetta South, TX — population 683
- Annetta North, TX — population 613
- Annetta, TX — population 3,385
- Willow Park, TX — population 6,630
- Hudson Oaks, TX — population 2,656
- Benbrook, TX — population 24,336
- White Settlement, TX — population 18,005
- Cresson, TX — population 1,983