Personal loans in Annetta, TX
For the 3,385 people in Annetta, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The first question in Annetta is not the rate on offer but whether the payment fits; about 3,385 people live here under Texas lending law. Annetta is home to roughly 3,385 people and stands 461st by size out of 1,224 Census places in Texas. Annetta added about 11.1% to its population between the 2020 base and the 2023 estimate. Pull your credit reports and line up at least three offers before you apply from Annetta. Borrowers who want a bigger city can look to Aledo, TX about 4 miles away.
Borrowing in Annetta: the local picture
Two layers matter for a Annetta borrower: the local population picture and Texas's consumer-lending statutes.
- Population: a Census-estimated 3,385, 461st among Texas's 1,224 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 11.1%.
- Change in people: the 2020-to-2023 comparison is a gain of about 338 residents.
- Size percentile: Annetta sits ahead of around 62% of Texas places, at 3,385 people.
- Population density: about 902 people per square mile across 3.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Annetta covers 3.8 square miles, the 457th-largest area among Texas's 1,224 places.
- Water area: Annetta has 0.06 square miles of water, ranking 279th of 1,224 places in Texas.
- Share of state population: Annetta's 3,385 residents are about 0.0% of Texas.
- National standing: Annetta ranks 5,917th of 19,457 US places.
- Growth rank: Annetta ranks 200th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Annetta's 11.1% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Annetta ranks 577th by people per square mile.
- Density vs Texas: Annetta's 902 people per square mile compare with a state median of 840.
- Location: 32.7013, -97.6694 (US Census Bureau Gazetteer).
- Nearest larger cities: Aledo (4 mi); Willow Park (4 mi); Weatherford (7 mi); Benbrook (12 mi); White Settlement (13 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Annetta North (2 mi); Annetta South (4 mi); Hudson Oaks (4 mi), each with its own Census population profile.
- Smaller neighbours: 55 places smaller than Annetta sit within 50 miles.
- At 100 miles: 152 larger Census places fall inside that radius.
How Annetta compares across Texas
Within Texas, Annetta holds roughly 0.0% of all residents, the 461st-largest share among 1,224 places. On the 2020-to-2023 trend, Annetta stands 200th among Texas's 1,224 places — roughly the 84th percentile. By density, at about 902 people per square mile, it ranks 577th in Texas. Between 2020 and 2023 the count changed by roughly 338 residents.
Inside a Annetta personal loan
With roughly 3,385 residents, Annetta is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Annetta can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Annetta loan is knowable in advance — unlike a revolving card balance.
Texas consumer-lending rules applied in Annetta
Below are the Texas rules that apply to a loan made in Annetta, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Borrowing reach in Annetta
Annetta is a moderately settled community of about 3,385 people, with 70 larger places inside a 50-mile radius. What is available to Annetta's 3,385 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Aledo, TX about 4 miles away.
Annetta on the map
Annetta's land area is about 3.8 square miles; a further 0.06 square miles is water. With 3,385 residents, the land area yields roughly 902 people per square mile. The largest place in Texas, Houston, lies about 242 miles away. A 50-mile radius around Annetta takes in 70 places that are larger. The 100-mile radius contains 152 larger places.
Common questions
What are my options in Annetta if my credit is poor?
What loan size can I expect in Annetta?
Do I have to pledge anything to borrow in Annetta?
Does comparing loans in Annetta cost me credit score points?
Nearby places
- Annetta North, TX — population 613
- Willow Park, TX — population 6,630
- Hudson Oaks, TX — population 2,656
- Annetta South, TX — population 683
- Aledo, TX — population 6,287
- Weatherford, TX — population 38,109
- Cresson, TX — population 1,983
- Benbrook, TX — population 24,336