Personal loans in DeCordova, TX

With 3,206 residents, DeCordova outranks about 61% of the communities in Texas. For a bigger market, look to Granbury, TX about 5 miles away. Rate ceilings, licensing requirements and product limits for DeCordova are all set at the Texas level. Verify the lender's Texas licence against the regulator named below before borrowing in DeCordova.

DeCordova: population, trend and location

Two layers matter for a DeCordova borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 3,206 — DeCordova ranks 472nd of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 6.5% more residents than the 2020 Census counted.
• People gained or lost: about 196 more since the 2020 base.
• Size percentile: about 61% of Texas's Census places are smaller than DeCordova.
• Population density: 2,275 people per square mile on 1.4 square miles of land.
• By land area: DeCordova ranks 885th among Texas's 1,224 places, at 1.4 sq mi.
• Water area: DeCordova has 0.21 square miles of water, ranking 157th of 1,224 places in Texas.
• Share of state population: DeCordova's 3,206 residents are about 0.0% of Texas.
• National rank: DeCordova sits 6,064th by population among the 19,457 places in this dataset.
• Growth rank: DeCordova's 2020-to-2023 change ranks 347th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against DeCordova's 6.5%.
• Density in Texas: DeCordova ranks 137th by people per square mile.
• Density vs Texas: DeCordova's 2,275 people per square mile compare with a state median of 840.
• Location: coordinates 32.4291, -97.6931 (US Census Bureau Gazetteer).
• Nearest larger cities: Granbury (5 mi); Godley (10 mi); Cleburne (17 mi); Joshua (18 mi); Annetta (19 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Stockton Bend (5 mi); Cresson (8 mi); Glen Rose (13 mi).
• Within a 50-mile radius: 51 smaller Census places.
• Within 100 miles: 163 places are larger than DeCordova.

How lenders reach DeCordova

With about 2,275 residents per square mile, DeCordova is fairly dense, and 55 larger Census places sit within 50 miles. What is available to DeCordova's 3,206 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Granbury, TX about 5 miles away.

DeCordova in state context

Within Texas, DeCordova holds roughly 0.0% of all residents, the 472nd-largest share among 1,224 places. Its 2020-to-2023 change ranks 347th of 1,224 Texas places, putting it near the 72th percentile for growth. By density, at about 2,275 people per square mile, it ranks 137th in Texas. In land area, DeCordova ranks 885th among Texas's 1,224 places.

The state rulebook for DeCordova

This table holds the Texas rate and licensing rules for consumer loans made to DeCordova's 3,206 residents.

A pre-application checklist for DeCordova

Before you apply in DeCordova, a community of about 3,206, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

In DeCordova as elsewhere in Texas, the written terms — not the advertisement — are what count for its 3,206 residents.

Land, water and location for DeCordova

The Census Gazetteer records 1.4 square miles of land and 0.21 square miles of water within DeCordova. That land carries about 2,275 people per square mile. The largest place in Texas, Houston, lies about 228 miles away. A 50-mile radius around DeCordova takes in 55 places that are larger. Within the same 50 miles lie 51 smaller Census places.