Personal loans in Tolar, TX
If you are weighing a personal loan in Tolar, start from the payment you can carry; its 1,227 residents face the same statewide rules. A 2020-to-2023 comparison shows Tolar up by about 30.1%. The Census counts 1,227 people in Tolar, the 747th-largest figure among Texas's 1,224 places. Begin with the payment, then weigh APR and total interest across the lenders that reach Tolar's 1,227 residents. To lend to Tolar's 1,227 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The next larger city is Granbury, TX about 9 miles away.
What the Census records for Tolar
Here is the sourced Census picture for Tolar, plus the Texas lending rules that apply to a loan taken out here.
- Population: about 1,227, ranked 747th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: About 30.1% above the 2020 Census base.
- People gained or lost: about 284 more since the 2020 base.
- Size percentile: about 39% of Texas communities are smaller than Tolar (1,227 residents).
- Density: roughly 1,110 residents per square mile, spread over 1.1 sq mi of land.
- Land area rank: Tolar's 1.1 square miles rank 972nd of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Tolar (1,227 people).
- National standing: Tolar ranks 9,456th of 19,457 US places.
- Growth rank: Tolar ranks 49th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Tolar moved 30.1%.
- Density rank: Tolar is the 439th most densely settled place in Texas.
- Against the state median: Tolar runs about 1,110 residents per square mile, where the Texas median is 840.
- Location: the Census Gazetteer records it at 32.3900, -97.9201.
- Nearest larger cities: Granbury (9 mi); DeCordova (14 mi); Glen Rose (14 mi); Cresson (20 mi); Stephenville (21 mi). Living near a larger metro rarely changes what is available in Tolar.
- Smaller towns nearby: Stockton Bend (11 mi); Lipan (12 mi); Dennis (15 mi).
- Within a 50-mile radius: 26 smaller Census places.
- Larger places within 100 miles: 218.
Lender access in Tolar
Tolar is moderately settled, with about 1,110 people per square mile and 53 larger places within 50 miles. Whether Tolar has a local branch or not, a Texas-licensed lender can serve its 1,227 people online on the same terms. The nearest bigger place is Granbury, TX about 9 miles away.
Tolar: area, density and distance
Tolar covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,110 residents per square mile. Houston, the largest place in Texas, is about 234 miles from Tolar. A 50-mile radius around Tolar takes in 53 places that are larger. By land area it ranks 972nd of 1,224 Texas places.
Before you apply in Tolar
These steps shape the offer you get in Tolar, a place of about 1,227 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Texas licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Tolar-specific: the same Texas licensing and disclosure rules reach all 1,227 residents.
The state rulebook for Tolar
Read the table as a lender's compliance picture for Tolar: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Tolar in state context
Among Texas's 1,224 places, Tolar sits at 747th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 49th of 1,224 Texas places, putting it near the 96th percentile for growth. Its roughly 1,110 residents per square mile place it 439th among Texas's places. Between 2020 and 2023 the count changed by roughly 284 residents.
Common questions
What are my options in Tolar if my credit is poor?
What loan size can I expect in Tolar?
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Does comparing loans in Tolar cost me credit score points?
Nearby places
- Granbury, TX — population 12,622
- Lipan, TX — population 533
- Stockton Bend, TX — population 411
- Dennis, TX — population 836
- Glen Rose, TX — population 2,887
- DeCordova, TX — population 3,206
- Cresson, TX — population 1,983
- Stephenville, TX — population 21,946