Personal loans in Dennis, TX

Dennis added about 10.6% to its population between the 2020 base and the 2023 estimate. An estimated 836 people make their home in Dennis, a figure that ranks 856th in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Dennis, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Dennis's 836 residents. A lender that serves Dennis operates under Texas lending statutes and a Texas supervisor. The closest larger place is Weatherford, TX about 14 miles away.

Dennis by the numbers

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

The state rulebook for Dennis

These are Texas's sourced lending facts as they reach Dennis's 836 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Dennis in state context

Among Texas's 1,224 places, Dennis sits at 856th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dennis stands 209th among Texas's 1,224 places — roughly the 83th percentile. By density, at about 597 people per square mile, it ranks 815th in Texas. Between 2020 and 2023 the count changed by roughly 80 residents.

Where Dennis sits

Dennis covers about 1.4 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 597 people per square mile. For the state's biggest city, Houston, the distance is roughly 246 miles. Within 50 miles of Dennis there are 69 larger Census places. By land area it ranks 889th of 1,224 Texas places.

What is available to Dennis borrowers

Dennis is moderately settled, with about 597 people per square mile and 69 larger places within 50 miles. Lenders licensed in Texas reach Dennis's 836 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Weatherford, TX about 14 miles away.

The anatomy of a Dennis personal loan

With roughly 836 residents, Dennis is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Dennis's 836 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dennis decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dennis if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dennis is the same as anywhere in Texas.
What loan size can I expect in Dennis?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dennis?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dennis cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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