Personal loans in Centuria, WI
Roughly 895 residents live in Centuria, the 383rd-largest community in Wisconsin. Two households in Centuria with comparable incomes can still be offered different rates; the city's 895 residents are not the reason.
Centuria added about 0.3% to its population between the 2020 base and the 2023 estimate. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Centuria. State law, not city hall, decides what a lender may do to Centuria's roughly 895 residents, and a state regulator supervises it. For a bigger market, look to St. Croix Falls, WI about 4 miles away.
The Centuria data picture
Set out below is Centuria's local context next to the state-level rules that reach every lender here.
- Population: 895 residents; Centuria is the 383rd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: Centuria sits ahead of around 37% of Wisconsin places, at 895 people.
- Population density: about 526 people per square mile (Census land area 1.7 sq mi).
- Land area rank: Centuria's 1.7 square miles rank 359th of 605 places in Wisconsin.
- Share of Wisconsin: Centuria holds about 0.0% of the state's population, some 895 people.
- Nationally: Centuria is the 10,712th-largest of 19,457 Census places in the dataset.
- Growth rank: Centuria ranks 224th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Centuria's 0.3% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Centuria ranks 411th by people per square mile.
- Against the state median: Centuria runs about 526 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 45.4487, -92.5579 in the Census Gazetteer.
- Nearest larger cities: St. Croix Falls (4 mi); Balsam Lake (5 mi); Milltown (6 mi); Taylors Falls (6 mi); Dresser (7 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Center City (13 mi); Star Prairie (17 mi); Deer Park (20 mi).
- Smaller neighbours: 32 places smaller than Centuria sit within 50 miles.
- Within 100 miles: 276 places are larger than Centuria.
How Wisconsin law applies in Centuria
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Centuria is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Centuria
The Census Gazetteer records about 1.7 square miles of land within Centuria, with no significant water area listed. That land carries about 526 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 281 miles away. Within 50 miles of Centuria there are 117 larger Census places. By land area it ranks 359th of 605 Wisconsin places.
Centuria in state context
Among Wisconsin's 605 places, Centuria sits at 383rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Centuria stands 224th among Wisconsin's 605 places — roughly the 63th percentile. Its roughly 526 residents per square mile place it 411th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Borrowing reach in Centuria
Centuria is a moderately settled community of about 895 people, with 117 larger places inside a 50-mile radius. What is available to Centuria's 895 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is St. Croix Falls, WI about 4 miles away.
How personal loans work in Centuria
In Centuria, a small community of about 895, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Centuria's rank of 383rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Centuria loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Centuria if my credit is poor?
What loan size can I expect in Centuria?
Do I have to pledge anything to borrow in Centuria?
Does comparing loans in Centuria cost me credit score points?
Nearby places
- St. Croix Falls, WI — population 2,252
- Milltown, WI — population 943
- Balsam Lake, WI — population 922
- Dresser, WI — population 939
- Taylors Falls, MN — population 1,054
- Luck, WI — population 1,067
- Osceola, WI — population 2,872
- Shafer, MN — population 1,195