Personal loans in Dresser, WI
Dresser is a small community in Wisconsin, with an estimated 939 residents, and every licensed lender here follows the same state rulebook.
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dresser's 939 residents. Dresser is one of 605 Census places in Wisconsin; its 939 residents put it at 373rd. Pull your credit reports and line up at least three offers before you apply from Dresser. From the 2020 Census base to the 2023 estimate, the population rose by about 0.1%. The closest larger city is St. Croix Falls, WI about 3 miles away.
Dresser: population, trend and location
The figures below are Dresser's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: about 939 people live here, which puts Dresser 373rd of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Growth of about 0.1% across the 2020-to-2023 comparison.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: roughly 38% of Wisconsin's places have fewer residents than Dresser's 939.
- Population density: about 496 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dresser's 1.9 square miles rank 332nd of 605 places in Wisconsin.
- Share of Wisconsin: Dresser holds about 0.0% of the state's population, some 939 people.
- National rank: Dresser is 10,498th of 19,457 places nationwide.
- Growth rank: Dresser ranks 250th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Dresser's 0.1%.
- Density rank: Dresser is the 425th most densely settled place in Wisconsin.
- Density vs Wisconsin: Dresser's 496 people per square mile compare with a state median of 800.
- Location: coordinates 45.3632, -92.6347 (US Census Bureau Gazetteer).
- Nearest larger cities: St. Croix Falls (3 mi); Taylors Falls (3 mi); Osceola (4 mi); Shafer (6 mi); Lindstrom (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Centuria (7 mi); Center City (9 mi); Balsam Lake (11 mi).
- Smaller neighbours: 37 places smaller than Dresser sit within 50 miles.
- Larger places within 100 miles: 276.
Dresser against the rest of Wisconsin
Set beside Wisconsin's 605 places, Dresser ranks 373rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 250th of 605 Wisconsin places, putting it near the 59th percentile for growth. At about 496 people per square mile, Dresser is the 425th most densely settled place in Wisconsin. The population moved by about 1 people between 2020 and 2023, a 0.1% shift.
The geography behind Dresser
Dresser's land area is roughly 1.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 496 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 280 miles. A 50-mile radius around Dresser takes in 130 places that are larger. By land area it ranks 332nd of 605 Wisconsin places.
The state rulebook for Dresser
Wisconsin has no separate rate rule for Dresser; the sourced rows below are what reach every lender that serves its 939 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What shapes a Dresser personal loan
Most loans made to Dresser's 939 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Dresser's 939 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Dresser loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Dresser
With about 496 residents per square mile, Dresser is lightly settled, and 130 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dresser's 939 residents: the application is online and the price follows your credit file. The nearest bigger place is St. Croix Falls, WI about 3 miles away.
Common questions
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Nearby places
- St. Croix Falls, WI — population 2,252
- Taylors Falls, MN — population 1,054
- Osceola, WI — population 2,872
- Centuria, WI — population 895
- Shafer, MN — population 1,195
- Center City, MN — population 635
- Star Prairie, WI — population 662
- Milltown, WI — population 943